Category:

Jewelry

Rings
21 Ideas for Jcpenney Jewelry Wedding Rings

by admin October 14, 2019

by admin October 14, 2019

21 Ideas for Jcpenney Jewelry Wedding Rings .A ring for today and all of your tomorrows. Locate…
Anklets
Top 20 Beaded Anklet

by admin October 13, 2019

by admin October 13, 2019

Top 20 Beaded Anklet .People hold that if the hubby or the young boy ties anklets to…
Brooches
22 Best Ideas Brooches Antique

by admin October 13, 2019

by admin October 13, 2019

22 Best Ideas Brooches Antique .Looking for magnificent outfit jewelry breastpins and pins for on your own…
Rings
The Best Ideas for Sears Wedding Rings

by admin October 12, 2019

by admin October 12, 2019

The Best Ideas for Sears Wedding Rings .Engagement rings are the supreme expression of love, which is…
Body Jewelry
The Best Ideas for Opal Body Jewelry

by admin October 11, 2019

by admin October 11, 2019

The Best Ideas for Opal Body Jewelry .We specialize in wholesale body fashion jewelry, supplying the latest…
Rings
Top 21 Princess Cut Wedding Rings

by admin October 9, 2019

by admin October 9, 2019

Top 21 Princess Cut Wedding Rings .Discover the diamond involvement ring or wedding collection of her dreams…
Rings
21 Best Ideas Mens Unique Wedding Rings

by admin October 9, 2019

by admin October 9, 2019

21 Best Ideas Mens Unique Wedding Rings .Involvement rings are the ultimate expression of love, which is…
Rings
21 Ideas for Wedding Napkin Rings

by admin October 7, 2019

by admin October 7, 2019

21 Ideas for Wedding Napkin Rings .A ring for today and all of your tomorrows. Discover the…
Rings
The 21 Best Ideas for Diamond Stackable Rings

by admin October 7, 2019

by admin October 7, 2019

The 21 Best Ideas for Diamond Stackable Rings .Whether you re picking rings for your involvement or…
Rings
Top 21 Walmart Diamond Wedding Rings

by admin October 3, 2019

by admin October 3, 2019

Top 21 Walmart Diamond Wedding Rings .Engagement rings are the ultimate expression of love, which is why…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?