Category:

Jewelry

Rings
The 21 Best Ideas for Big Diamond Rings

by admin January 20, 2020

by admin January 20, 2020

The 21 Best Ideas for Big Diamond Rings .Engagement rings are the best expression of love, which…
Earrings
The top 24 Ideas About Chocolate Pearl Earrings

by admin January 18, 2020

by admin January 18, 2020

The top 24 Ideas About Chocolate Pearl Earrings .Jewelry for females are like seasonings for food. There…
Engagement
Top 22 Rose Gold Wedding Band with White Gold Engagement Ring

by admin January 17, 2020

by admin January 17, 2020

Top 22 Rose Gold Wedding Band with White Gold Engagement Ring .The way in which a diamond…
Rings
21 Best Ideas Macy's 14k Gold Earrings

by admin January 15, 2020

by admin January 15, 2020

21 Best Ideas Macy&#039;s 14k Gold Earrings .Whether you re picking out rings for your interaction or…
Rings
21 Best Black and White Wedding Rings

by admin January 13, 2020

by admin January 13, 2020

21 Best Black and White Wedding Rings .Engagement rings are the utmost expression of love, which is…
Bracelets
21 Of the Best Ideas for Heidi Daus Bracelets

by admin January 12, 2020

by admin January 12, 2020

21 Of the Best Ideas for Heidi Daus Bracelets .Allow your wrist sparkle with an attractive diamond…
Bracelets
Best 21 Glass Bead Bracelets

by admin January 12, 2020

by admin January 12, 2020

Best 21 Glass Bead Bracelets .Locate popular trendy designs such as pet arm bands, geometric arm bands,…
Rings
The Best Gemstone Eternity Rings

by admin January 11, 2020

by admin January 11, 2020

The Best Gemstone Eternity Rings .Engagement rings are the supreme expression of love, which is why their…
Anklets
Best 20 Anklet Punjabi

by admin January 11, 2020

by admin January 11, 2020

Best 20 Anklet Punjabi .In the modern-day times, there are not numerous indicators regarding to bracelets. They…
Rings
21 Best Womens Diamond Wedding Rings

by admin January 4, 2020

by admin January 4, 2020

21 Best Womens Diamond Wedding Rings .Whether you re choosing rings for your involvement or matching wedding…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?