Category:

Jewelry

Brooches
Top 22 Brooches Packaging

by admin November 7, 2020

by admin November 7, 2020

Top 22 Brooches Packaging .Sparkling crystals embellish these loves costume fashion jewelry breastpin pins so they actually…
Earrings
The Best Ideas for Tiffany Diamond Earrings

by admin November 4, 2020

by admin November 4, 2020

The Best Ideas for Tiffany Diamond Earrings .A jewelry is a piece of fashion jewelry affixed to…
Necklaces
Top 20 Mint Green Necklace

by admin October 29, 2020

by admin October 29, 2020

Top 20 Mint Green Necklace .Precious jewelry sets make an excellent present for your partner, mommy, sis…
Rings
The top 21 Ideas About Wedding Rings Set for Him and Her

by admin October 20, 2020

by admin October 20, 2020

The top 21 Ideas About Wedding Rings Set for Him and Her .A ring for today and…
Necklaces
Top 20 St Michael Necklace

by admin October 14, 2020

by admin October 14, 2020

Top 20 St Michael Necklace .Fashion jewelry sets make an exceptional gift for your better half, sibling,…
Anklets
20 Of the Best Ideas for Star Anklet

by admin October 13, 2020

by admin October 13, 2020

20 Of the Best Ideas for Star Anklet .Individuals hold that if the young boy or the…
Rings
Top 21 Diamond Candles Rings

by admin October 9, 2020

by admin October 9, 2020

Top 21 Diamond Candles Rings .Involvement rings are the utmost expression of love, which is why their…
Jewelry Sets
The Best Ideas for Wedding Ring Sets for Man and Woman

by admin October 7, 2020

by admin October 7, 2020

The Best Ideas for Wedding Ring Sets for Man and Woman .Decorate your d colletage with great…
Bracelets
21 Of the Best Ideas for Alex and Ani Nurse Bracelet

by admin October 4, 2020

by admin October 4, 2020

21 Of the Best Ideas for Alex and Ani Nurse Bracelet .Let your wrist sparkle with a…
Bracelets
21 Best Swarovski Charm Bracelet

by admin October 4, 2020

by admin October 4, 2020

21 Best Swarovski Charm Bracelet .Carefully crafted from costs metals, our versatile arm bands profile a skilful…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?