Category:

Jewelry

Bracelets
The Best Ideas for James Avery Cuff Bracelet

by admin February 15, 2020

by admin February 15, 2020

The Best Ideas for James Avery Cuff Bracelet .Discover popular trendy designs such as pet arm bands,…
Jewelry Sets
The top 25 Ideas About Bridal Party Jewelry Sets

by admin February 15, 2020

by admin February 15, 2020

The top 25 Ideas About Bridal Party Jewelry Sets .The bigger the better is the phrase the…
Pins
The Best Cool Pins

by admin February 13, 2020

by admin February 13, 2020

The Best Cool Pins .Looking for fantastic costume jewelry breastpins as well as pins for on your…
Jewelry Sets
The Best Ideas for Wedding Rings Trio Sets for Cheap

by admin February 11, 2020

by admin February 11, 2020

The Best Ideas for Wedding Rings Trio Sets for Cheap .Embellish your d colletage with fine pendants…
Bracelets
21 Best Kmart Jewelry Bracelets

by admin February 5, 2020

by admin February 5, 2020

21 Best Kmart Jewelry Bracelets .Despite your style, our collection of fashion arm bands has the ideal…
Rings
Best 21 Costco Wedding Rings

by admin February 3, 2020

by admin February 3, 2020

Best 21 Costco Wedding Rings .Whether you re picking rings for your involvement or matching wedding celebration…
Earrings
Top 24 Black Spinel Earrings

by admin February 3, 2020

by admin February 3, 2020

Top 24 Black Spinel Earrings .Earrings for women are like seasonings for food. They make your face…
Pins
The Best Aesthetic Pins

by admin February 1, 2020

by admin February 1, 2020

The Best Aesthetic Pins .Seeking amazing outfit precious jewelry breastpins as well as pins for yourself or…
Anklets
The top 20 Ideas About Anklet Designs

by admin February 1, 2020

by admin February 1, 2020

The top 20 Ideas About Anklet Designs .Anklets were worn as an everyday accessory by Egyptian females…
Earrings
Top 24 Diamond Earring for Men

by admin January 30, 2020

by admin January 30, 2020

Top 24 Diamond Earring for Men .Earrings for females are like spices for food. They make your…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?