Category:

Necklaces

Necklaces
The 20 Best Ideas for Leather Necklace with Pearl

by admin August 1, 2019

by admin August 1, 2019

The 20 Best Ideas for Leather Necklace with Pearl .Each silver fashion jewelry set found in the…
Necklaces
20 Of the Best Ideas for Thin Black Choker Necklace

by admin July 22, 2019

by admin July 22, 2019

20 Of the Best Ideas for Thin Black Choker Necklace .Enhance your d colletage with great necklaces…
Necklaces
20 Best Sterling Silver Horse Necklace

by admin July 14, 2019

by admin July 14, 2019

20 Best Sterling Silver Horse Necklace .Each silver precious jewelry established found in the Trademark Line includes…
Necklaces
The Best Chanel Necklace Price

by admin July 11, 2019

by admin July 11, 2019

The Best Chanel Necklace Price .Each silver jewelry established located in the Trademark Line has one locket…
Necklaces
The 20 Best Ideas for Gold Bar Nameplate Necklace

by admin June 5, 2019

by admin June 5, 2019

The 20 Best Ideas for Gold Bar Nameplate Necklace .Each silver fashion jewelry established discovered in the…
Necklaces
The 20 Best Ideas for Mother Daughter Necklace Set

by admin May 12, 2019

by admin May 12, 2019

The 20 Best Ideas for Mother Daughter Necklace Set .Fashion jewelry collections make an outstanding present for…
Necklaces
The Best Ideas for Yin Yang Necklace for Couples

by admin May 7, 2019

by admin May 7, 2019

The Best Ideas for Yin Yang Necklace for Couples .Jewelry sets make an outstanding gift for your…
Necklaces
20 Best Heart Shaped Locket Necklace

by admin April 5, 2019

by admin April 5, 2019

20 Best Heart Shaped Locket Necklace .Jewelry collections make an outstanding gift for your wife, mom, sis…
Necklaces
The top 20 Ideas About Thc Molecule Necklace

by admin March 23, 2019

by admin March 23, 2019

The top 20 Ideas About Thc Molecule Necklace .The bigger the much better is the phrase the…
Necklaces
The Best Ideas for Harry Potter Necklace

by admin October 23, 2018

by admin October 23, 2018

The Best Ideas for Harry Potter Necklace .Jewelry sets make an outstanding gift for your wife, partner,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?