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Necklaces

Necklaces
The Best Ideas for Yin Yang Necklace for Couples

by admin May 7, 2019

by admin May 7, 2019

The Best Ideas for Yin Yang Necklace for Couples .Jewelry sets make an outstanding gift for your…
Necklaces
20 Best Heart Shaped Locket Necklace

by admin April 5, 2019

by admin April 5, 2019

20 Best Heart Shaped Locket Necklace .Jewelry collections make an outstanding gift for your wife, mom, sis…
Necklaces
The top 20 Ideas About Thc Molecule Necklace

by admin March 23, 2019

by admin March 23, 2019

The top 20 Ideas About Thc Molecule Necklace .The bigger the much better is the phrase the…
Necklaces
The Best Ideas for Harry Potter Necklace

by admin October 23, 2018

by admin October 23, 2018

The Best Ideas for Harry Potter Necklace .Jewelry sets make an outstanding gift for your wife, partner,…
Necklaces
The Best Thor's Hammer Necklace

by admin August 24, 2018

by admin August 24, 2018

The Best Thor&#039;s Hammer Necklace .Embellish your d colletage with great pendants as well as necklaces possibly…
Necklaces
The Best Ideas for Cross Necklace for Girl

by admin August 13, 2018

by admin August 13, 2018

The Best Ideas for Cross Necklace for Girl .Each silver fashion jewelry set discovered in the Trademark…
Necklaces
20 Best Ideas Michael Kors Necklaces

by admin July 25, 2018

by admin July 25, 2018

20 Best Ideas Michael Kors Necklaces .Fashion jewelry collections make an outstanding present for your other half,…
Necklaces
The 20 Best Ideas for Brother and Sister Necklace

by admin July 10, 2018

by admin July 10, 2018

The 20 Best Ideas for Brother and Sister Necklace .Precious jewelry collections make a superb gift for…
Necklaces
The Best Guitar Necklace for Guys

by admin July 8, 2018

by admin July 8, 2018

The Best Guitar Necklace for Guys .The larger the better is the phrase the some females live…
Necklaces
The top 20 Ideas About Cross Diamond Necklace

by admin July 3, 2018

by admin July 3, 2018

The top 20 Ideas About Cross Diamond Necklace .Jewelry sets make an outstanding present for your better…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?