Category:

Home Decor

Landscape Ideas
23 Newest Landscape Fountain Front Yards

by admin December 1, 2019

by admin December 1, 2019

23 Newest Landscape Fountain Front Yards .The water fountains of Muslim countries are of excellent value, especially…
Bathroom Ideas
35 Newest Ikea Bathroom Mirror Cabinet

by admin November 30, 2019

by admin November 30, 2019

35 Newest Ikea Bathroom Mirror Cabinet .Brilliant whites always look a little a lot more crisp with…
Bedroom Ideas
35 Unique Wall Art Decals for Bedroom

by admin November 29, 2019

by admin November 29, 2019

35 Unique Wall Art Decals for Bedroom .Wall d cor – including wall surface art, wall accents,…
Garage Ideas
23 Best Of Black Garage Doors

by admin November 29, 2019

by admin November 29, 2019

23 Best Of Black Garage Doors .You’ll discover several alternatives for solitary garage doors, double garage doors,…
Bathroom Ideas
30 Stunning Floor and Decor Bathroom Tile

by admin November 29, 2019

by admin November 29, 2019

30 Stunning Floor and Decor Bathroom Tile .Picture attempting to live without a shower room. You use…
Kitchen Ideas
20 Perfect Kitchen Backsplash with Cherry Cabinets

by admin November 29, 2019

by admin November 29, 2019

20 Perfect Kitchen Backsplash with Cherry Cabinets . We weren’t even planning a kitchen reno, however we…
Bedroom Ideas
35 Modern Grey Bedroom Walls

by admin November 28, 2019

by admin November 28, 2019

35 Modern Grey Bedroom Walls .Bare walls can leave the area feeling bland and also boring. Wall…
Living Room Ideas
23 Cool Living Room Painting Ideas

by admin November 28, 2019

by admin November 28, 2019

23 Cool Living Room Painting Ideas .It’s not surprising that paint colors for living spaces have a…
Outdoor Ideas
25 Wonderful Outdoor Kitchen Patio Designs

by admin November 28, 2019

by admin November 28, 2019

25 Wonderful Outdoor Kitchen Patio Designs .Would Certainly a Built-in Grill Help Me? Of all the exterior…
Kids Room Ideas
30 Captivating Kids Outdoor Plastic Playhouse

by admin November 28, 2019

by admin November 28, 2019

30 Captivating Kids Outdoor Plastic Playhouse .If you are trying to find a playhouse that’s modern-day yet…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?