Category:

Home Decor

Living Room Ideas
23 Cool Living Room Painting Ideas

by admin November 28, 2019

by admin November 28, 2019

23 Cool Living Room Painting Ideas .It’s not surprising that paint colors for living spaces have a…
Outdoor Ideas
25 Wonderful Outdoor Kitchen Patio Designs

by admin November 28, 2019

by admin November 28, 2019

25 Wonderful Outdoor Kitchen Patio Designs .Would Certainly a Built-in Grill Help Me? Of all the exterior…
Kids Room Ideas
30 Captivating Kids Outdoor Plastic Playhouse

by admin November 28, 2019

by admin November 28, 2019

30 Captivating Kids Outdoor Plastic Playhouse .If you are trying to find a playhouse that’s modern-day yet…
Living Room Ideas
20 Awesome White Walls Living Room

by admin November 28, 2019

by admin November 28, 2019

20 Awesome White Walls Living Room .The spaces were extra. Since our client’s enjoyable style is informal…
Bedroom Ideas
30 Antique Rustic themed Bedroom

by admin November 28, 2019

by admin November 28, 2019

30 Antique Rustic themed Bedroom .Each item in this bedroom furnishings collection has a troubled antique whitewashed…
Living Room Ideas
23 Terrific Painting Ideas for Living Room

by admin November 28, 2019

by admin November 28, 2019

23 Terrific Painting Ideas for Living Room .A coat of fresh paint can take a breath life…
Bedroom Ideas
35 Excellent Star Wars Bedroom Wallpaper

by admin November 28, 2019

by admin November 28, 2019

35 Excellent Star Wars Bedroom Wallpaper .Your bedroom should be the coziest room in your residence, so…
Bedroom Ideas
22 Fancy Modern Wood Bedroom Furniture

by admin November 28, 2019

by admin November 28, 2019

22 Fancy Modern Wood Bedroom Furniture .The room is implied to be a haven of convenience where…
Kitchen Ideas
24 Perfect Modern Country Kitchen

by admin November 27, 2019

by admin November 27, 2019

24 Perfect Modern Country Kitchen .Modern kitchen concepts and inspirationThe contemporary kitchen always appears to be prominent…
Bathroom Ideas
25 Cute Bathroom Wall Tiles Design

by admin November 27, 2019

by admin November 27, 2019

25 Cute Bathroom Wall Tiles Design .When you think of white and also modern, this is the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?