Category:

Home Decor

Lighting Ideas
22 Magnificient Lowes Lighting Kitchen

by admin January 4, 2020

by admin January 4, 2020

22 Magnificient Lowes Lighting Kitchen .Obtain A Declaration Light fixture If you desire an appealing piece in…
Fireplace Ideas
21 Perfect Examples Of Stylish Electric Fireplace Logs Inserts

by admin January 4, 2020

by admin January 4, 2020

21 Perfect Examples Of Stylish Electric Fireplace Logs Inserts .Electric fire places straight is committed to informing,…
Living Room Ideas
22 Stunning Living Room Ideas Apartment

by admin January 4, 2020

by admin January 4, 2020

22 Stunning Living Room Ideas Apartment .There is nothing like crafting a well-designed living space that is…
Landscape Ideas
20 Modern Concrete Patio Landscaping

by admin January 3, 2020

by admin January 3, 2020

20 Modern Concrete Patio Landscaping .There are various other methods to do it (such as outdoor patio…
Bathroom Ideas
24 Sensational Bathroom Cabinets and Countertops

by admin January 3, 2020

by admin January 3, 2020

24 Sensational Bathroom Cabinets and Countertops .You can additionally find posh storage choices for over-the-toilet storage space…
Bathroom Ideas
23 Newest Bathroom Vanity and Sink Combo

by admin January 2, 2020

by admin January 2, 2020

23 Newest Bathroom Vanity and Sink Combo .Be sure, when it comes to new washroom sink faucets,…
Bathroom Ideas
35 Glamour 54 Inch Bathroom Vanity

by admin January 2, 2020

by admin January 2, 2020

35 Glamour 54 Inch Bathroom Vanity .We lug the ideal choice of bathroom light at the cheapest…
Bathroom Ideas
22 Best Design Ideas for Master Bathroom Floor Plans

by admin January 2, 2020

by admin January 2, 2020

22 Best Design Ideas for Master Bathroom Floor Plans .When it concerns attractive restroom style, the looks…
Storage Ideas
23 Stylish Settee Bench with Storage

by admin January 2, 2020

by admin January 2, 2020

23 Stylish Settee Bench with Storage .Storage space OttomansKeep all your cozy points stashed with an elegant…
Kids Room Ideas
23 Superb Desk Lamps for Kids Rooms

by admin January 2, 2020

by admin January 2, 2020

23 Superb Desk Lamps for Kids Rooms .Kids Decorative BasketsRoom storage space that s both eye- catching…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?