Category:

Home Decor

Living Room Ideas
25 Fancy Minimalist Living Room Apartment

by admin January 7, 2020

by admin January 7, 2020

25 Fancy Minimalist Living Room Apartment .The trick is to make certain that you keep the living…
Firepit Ideas
22 Stylish Fire Pits for Patio

by admin January 6, 2020

by admin January 6, 2020

22 Stylish Fire Pits for Patio .Fire Pit Concepts To choose the best fire pit design and…
Kids Room Ideas
25 Stylish Cr7 Indoor Shoes for Kids

by admin January 6, 2020

by admin January 6, 2020

25 Stylish Cr7 Indoor Shoes for Kids .Instead of keeping them homebound, allow them run riot in…
Bedroom Ideas
35 Luxury Pallet Wall Bedroom

by admin January 5, 2020

by admin January 5, 2020

35 Luxury Pallet Wall Bedroom .Space makeovers consist of numerous parts. From furnishings, to wall shade, to…
Backyard Ideas
35 Inexpensive Backyard Band Members

by admin January 5, 2020

by admin January 5, 2020

35 Inexpensive Backyard Band Members .A garden isn’t needed for this DIY yard change idea! Put down…
Bedroom Ideas
25 Perfect Examples Of Stylish Good Bedroom Paint Colours

by admin January 5, 2020

by admin January 5, 2020

25 Perfect Examples Of Stylish Good Bedroom Paint Colours .It’s always an excellent concept to consult the…
Bedroom Ideas
20 Best Design Ideas for Baby Girls Bedroom Decorations

by admin January 4, 2020

by admin January 4, 2020

20 Best Design Ideas for Baby Girls Bedroom Decorations .Rooms must be an area to loosen up,…
Living Room Ideas
22 Superb Rustic Living Room

by admin January 4, 2020

by admin January 4, 2020

22 Superb Rustic Living Room .Rustic design is a prominent indoor design especially suited to individuals that…
Living Room Ideas
22 Inspirational Living Room Makeovers Ideas

by admin January 4, 2020

by admin January 4, 2020

22 Inspirational Living Room Makeovers Ideas .Contemporary living room de cor stands up to the minutiae of…
Kitchen Ideas
25 Cool Tile Kitchen Countertops Ideas

by admin January 4, 2020

by admin January 4, 2020

25 Cool Tile Kitchen Countertops Ideas .The series of materials that can be made use of for…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?