Category:

Home Decor

Landscape Ideas
20 Pretty Long island Landscape Design

by admin January 13, 2020

by admin January 13, 2020

20 Pretty Long island Landscape Design .The clients of landscape developer Fiona Environment-friendly of Environment-friendly Tree Garden…
Living Room Ideas
23 Wonderful Small Modern Living Room

by admin January 13, 2020

by admin January 13, 2020

23 Wonderful Small Modern Living Room .What lots of people do not value regarding modern-day layout is…
Living Room Ideas
22 Best Design Ideas for Living Room Shelving Ideas

by admin January 12, 2020

by admin January 12, 2020

22 Best Design Ideas for Living Room Shelving Ideas .Contemporary living space de cor withstands the minutiae…
Kitchen Ideas
20 Fabulous Diy Rv Outdoor Kitchen

by admin January 12, 2020

by admin January 12, 2020

20 Fabulous Diy Rv Outdoor Kitchen . When the weather condition is enjoyable and warm, there is…
Outdoor Ideas
25 Inexpensive Outdoor Kitchen Designs with Fireplace

by admin January 12, 2020

by admin January 12, 2020

25 Inexpensive Outdoor Kitchen Designs with Fireplace .While outside barbecuing is wonderful, it is not the only…
Living Room Ideas
23 Stylish Best Paint for Living Room

by admin January 12, 2020

by admin January 12, 2020

23 Stylish Best Paint for Living Room .A layer of fresh paint can take a breath life…
Kitchen Ideas
20 Fancy Kitchen Flooring Ceramic Tiles

by admin January 12, 2020

by admin January 12, 2020

20 Fancy Kitchen Flooring Ceramic Tiles .Structures are worth thinking about, too. Sub-floors need to be clean,…
Landscape Ideas
20 Awesome Landscaping Around Concrete Patio

by admin January 11, 2020

by admin January 11, 2020

20 Awesome Landscaping Around Concrete Patio .Patio landscaping has a dual mandate. We touch upon all 4…
Kids Room Ideas
25 Superb Fun Indoor Places for Kids

by admin January 11, 2020

by admin January 11, 2020

25 Superb Fun Indoor Places for Kids .School holidays or otherwise, when the kids need to play,…
Kitchen Ideas
20 Favorite Dark Kitchen Backsplash

by admin January 11, 2020

by admin January 11, 2020

20 Favorite Dark Kitchen Backsplash . We weren’t even planning a kitchen reno, however we are now.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?