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Home Decor

Landscape Ideas
22 Stylish Front Yard Landscape Plans

by admin February 24, 2020

by admin February 24, 2020

22 Stylish Front Yard Landscape Plans .David Beaulieu Yet there are all kinds of more traditional points…
Kitchen Ideas
35 Luxury Kitchen Cabinet Light

by admin February 23, 2020

by admin February 23, 2020

35 Luxury Kitchen Cabinet Light .In classic cooking areas embellished with standard decoration products, you’ll enjoy the…
Bathroom Ideas
30 Fabulous Bathroom Shower Tiles Ideas

by admin February 23, 2020

by admin February 23, 2020

30 Fabulous Bathroom Shower Tiles Ideas .Pressing a shower right into a small house restroom with teensy…
Living Room Ideas
25 Magnificient Macy's Curtains for Living Room

by admin February 23, 2020

by admin February 23, 2020

25 Magnificient Macy&#039;s Curtains for Living Room .Allow the light in with these artistic shed drapes. Improve…
Organizing Ideas
30 Inexpensive Best Garage organization

by admin February 22, 2020

by admin February 22, 2020

30 Inexpensive Best Garage organization .Plastic storage containers are one of the wonderful garage storage space systems…
Garage Ideas
23 Inspiring Glass Garage Doors Pricing

by admin February 21, 2020

by admin February 21, 2020

23 Inspiring Glass Garage Doors Pricing .In the marketplace for overhead garage doors? Surf our selection of…
Kitchen Ideas
20 Wonderful Custom Outdoor Kitchen

by admin February 19, 2020

by admin February 19, 2020

20 Wonderful Custom Outdoor Kitchen .Most outdoor kitchen areas are going to be positioned near the primary…
Landscape Ideas
24 Thinks We Can Learn From This Exterior Landscape Lighting

by admin February 19, 2020

by admin February 19, 2020

24 Thinks We Can Learn From This Exterior Landscape Lighting .Bring your house’s finest features to life…
Bedroom Ideas
21 Newest Small Bathroom Chair

by admin February 13, 2020

by admin February 13, 2020

21 Newest Small Bathroom Chair . Choose An Unusual Accent Shade Brass shower devices, like the door…
Living Room Ideas
23 Superb Modern Contemporary Living Room

by admin February 13, 2020

by admin February 13, 2020

23 Superb Modern Contemporary Living Room .What many people don’t appreciate about modern-day design is just how…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?