Category:

Home Decor

Bedroom Ideas
23 Superb Small Loft Bedroom Ideas

by admin January 18, 2020

by admin January 18, 2020

23 Superb Small Loft Bedroom Ideas .Calling all tiny area occupants! Huge city houses, classic home formats,…
Living Room Ideas
22 Best Of Brown Furniture Living Room Ideas

by admin January 18, 2020

by admin January 18, 2020

22 Best Of Brown Furniture Living Room Ideas .Contemporary living area de cor withstands the minutiae of…
Kitchen Ideas
20 Inspiring Kitchen Backsplashes Mosaic

by admin January 18, 2020

by admin January 18, 2020

20 Inspiring Kitchen Backsplashes Mosaic . We weren’t even planning a kitchen reno, however we are now.…
Backyard Ideas
35 Captivating Backyard Pools Sacramento

by admin January 18, 2020

by admin January 18, 2020

35 Captivating Backyard Pools Sacramento .Are you prepared to offer your outside living space an upgrade? A…
Kitchen Ideas
20 Excellent Country Kitchen Design Ideas

by admin January 17, 2020

by admin January 17, 2020

20 Excellent Country Kitchen Design Ideas .There are a lot of elements that you require to consider…
Kitchen Ideas
22 Marvelous Kitchen with White Subway Tile

by admin January 17, 2020

by admin January 17, 2020

22 Marvelous Kitchen with White Subway Tile .Looking for cooking area floor tile ideas and ideas? Ceramic…
Backyard Ideas
35 Insanely Gorgeous Backyard Brick Grills

by admin January 17, 2020

by admin January 17, 2020

35 Insanely Gorgeous Backyard Brick Grills .Are you prepared to offer your outside home an upgrade? A…
Living Room Ideas
22 Glamour Living Room Centerpieces Ideas

by admin January 17, 2020

by admin January 17, 2020

22 Glamour Living Room Centerpieces Ideas .There are scads of magazines loaded with living room enhancing suggestions,…
Kitchen Ideas
20 Incredible Kitchen Cabinets Design Ideas

by admin January 16, 2020

by admin January 16, 2020

20 Incredible Kitchen Cabinets Design Ideas .Develop your perfect kitchen with our substantial collection of kitchen ideas.…
Bedroom Ideas
20 Lovely Rustic Bedroom Wall Decor

by admin January 16, 2020

by admin January 16, 2020

20 Lovely Rustic Bedroom Wall Decor .Merely Rustic Pared-back, natural as well as a limited, neutral colour…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?