Category:

Home Decor

Bedroom Ideas
30 Captivating Rustic Shabby Chic Bedroom

by admin January 15, 2020

by admin January 15, 2020

30 Captivating Rustic Shabby Chic Bedroom .Is your master collection making you snore and also not in…
Living Room Ideas
24 Insanely Chic Living Room Tree Decoration

by admin January 15, 2020

by admin January 15, 2020

24 Insanely Chic Living Room Tree Decoration .There is absolutely nothing like crafting a properly designed living…
Landscape Ideas
35 Luxury Backyard Barbecue Beans

by admin January 15, 2020

by admin January 15, 2020

35 Luxury Backyard Barbecue Beans .A backyard is an extension of what’s going on inside our home,…
Kitchen Ideas
20 Terrific Kitchen Backsplash Trim

by admin January 15, 2020

by admin January 15, 2020

20 Terrific Kitchen Backsplash Trim .How It’s DoneRun 4 x 4-inch white tiles in a diagonal layout…
Kitchen Ideas
20 Charming Kitchen with Stone Backsplash

by admin January 14, 2020

by admin January 14, 2020

20 Charming Kitchen with Stone Backsplash . Because its smaller scale suggests you’re complimentary to be innovative…
Bedroom Ideas
24 Stunning Girls Bedroom area Rugs

by admin January 14, 2020

by admin January 14, 2020

24 Stunning Girls Bedroom area Rugs .There are countless possibilities for a woman s bedroom. If you…
Living Room Ideas
23 Pretty Best Living Room Paint Colours

by admin January 13, 2020

by admin January 13, 2020

23 Pretty Best Living Room Paint Colours .It’s not unexpected that paint shades for living rooms have…
Landscape Ideas
20 Pretty Long island Landscape Design

by admin January 13, 2020

by admin January 13, 2020

20 Pretty Long island Landscape Design .The clients of landscape developer Fiona Environment-friendly of Environment-friendly Tree Garden…
Living Room Ideas
23 Wonderful Small Modern Living Room

by admin January 13, 2020

by admin January 13, 2020

23 Wonderful Small Modern Living Room .What lots of people do not value regarding modern-day layout is…
Living Room Ideas
22 Best Design Ideas for Living Room Shelving Ideas

by admin January 12, 2020

by admin January 12, 2020

22 Best Design Ideas for Living Room Shelving Ideas .Contemporary living space de cor withstands the minutiae…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?