Category:

Home Decor

Bathroom Ideas
24 Luxury Slate Tile Bathroom Floor

by admin February 28, 2020

by admin February 28, 2020

24 Luxury Slate Tile Bathroom Floor .Train tile is among the most flexible design choices. It s…
Outdoor Ideas
25 Spectacular Cabela's Outdoor Kitchen

by admin February 28, 2020

by admin February 28, 2020

25 Spectacular Cabela&#039;s Outdoor Kitchen .Produce meals everyone will enjoy with the Char-Broil Modular Outdoor Kitchen TRU-Infrared…
Bedroom Ideas
21 Pretty Small Full Bathroom Ideas

by admin February 27, 2020

by admin February 27, 2020

21 Pretty Small Full Bathroom Ideas .If your restroom does not have an integrated vanity, go with…
Landscape Ideas
24 Awesome Landscape Path Lights Low Voltage

by admin February 27, 2020

by admin February 27, 2020

24 Awesome Landscape Path Lights Low Voltage .Bring your residence’s finest functions to life by producing a…
Kitchen Ideas
20 Stylish Small Play Kitchen

by admin February 26, 2020

by admin February 26, 2020

20 Stylish Small Play Kitchen .A strong splashback is one more straightforward way to include colour, specifically…
Living Room Ideas
23 Newest Living Room Paint Ideas

by admin February 25, 2020

by admin February 25, 2020

23 Newest Living Room Paint Ideas .Your living room is most likely your go-to spot, so ensure…
Landscape Ideas
21 Best Landscape Border Fence

by admin February 25, 2020

by admin February 25, 2020

21 Best Landscape Border Fence .Never ever prior to have there been so several alternatives in fence…
Storage Ideas
23 Beautiful Storage Bench for Outside

by admin February 24, 2020

by admin February 24, 2020

23 Beautiful Storage Bench for Outside .Storage OttomansKeep all your cozy things hid with a fashionable storage…
Landscape Ideas
22 Stylish Front Yard Landscape Plans

by admin February 24, 2020

by admin February 24, 2020

22 Stylish Front Yard Landscape Plans .David Beaulieu Yet there are all kinds of more traditional points…
Kitchen Ideas
35 Luxury Kitchen Cabinet Light

by admin February 23, 2020

by admin February 23, 2020

35 Luxury Kitchen Cabinet Light .In classic cooking areas embellished with standard decoration products, you’ll enjoy the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?