Category:

Home Decor

Storage Ideas
23 Elegant Entry Shoe Storage Bench

by admin March 26, 2020

by admin March 26, 2020

23 Elegant Entry Shoe Storage Bench .Entranceway Storage Benches A storage space bench in the entrance can…
Paint Ideas
22 Delightful Non Slip Deck Paint

by admin March 25, 2020

by admin March 25, 2020

22 Delightful Non Slip Deck Paint .Every wood has its own character and shade that can beam…
Bedroom Ideas
30 Insanely Chic Kids Bedroom Lamps

by admin March 25, 2020

by admin March 25, 2020

30 Insanely Chic Kids Bedroom Lamps .For children that are extra almost minded exactly how around one…
Bathroom Ideas
25 Fantastic Farmhouse Bathroom Designs

by admin March 25, 2020

by admin March 25, 2020

25 Fantastic Farmhouse Bathroom Designs .A washroom does not require to be elegant to look great. This…
Bedroom Ideas
30 Fantastic Rustic Bedroom Sets

by admin March 23, 2020

by admin March 23, 2020

30 Fantastic Rustic Bedroom Sets .Each item in this room furnishings set has a troubled antique whitewashed…
Bedroom Ideas
23 Fascinating Small Table Lamps for Bedroom

by admin March 22, 2020

by admin March 22, 2020

23 Fascinating Small Table Lamps for Bedroom . When enhancing tiny rooms, one of the very best…
Organizing Ideas
30 Gorgeous Golf organizer for Garage

by admin March 20, 2020

by admin March 20, 2020

30 Gorgeous Golf organizer for Garage .Arrange your automobile lubricating substances, liquids as well as various other…
Living Room Ideas
23 Catchy Popular Living Room Paint Colours

by admin March 19, 2020

by admin March 19, 2020

23 Catchy Popular Living Room Paint Colours .Leisure, comfort, togetherness. It’s the setup for plenty of memories…
Living Room Ideas
23 Trendy Blue Paint Living Room

by admin March 19, 2020

by admin March 19, 2020

23 Trendy Blue Paint Living Room .A layer of fresh paint can breathe life right into your…
Storage Ideas
21 Inexpensive Lowes Kitchen Storage Cabinets

by admin March 18, 2020

by admin March 18, 2020

21 Inexpensive Lowes Kitchen Storage Cabinets .Kitchen area storage space ideas are as needed an aspect as…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?