Category:

Home Decor

Bedroom Ideas
22 Captivating Led Strip Lights Bedroom

by admin March 6, 2020

by admin March 6, 2020

22 Captivating Led Strip Lights Bedroom .When it pertains to enhancing the bedroom, illumination is typically neglected…
Kids Room Ideas
35 top Kids Bathroom Curtains

by admin March 5, 2020

by admin March 5, 2020

35 top Kids Bathroom Curtains .Any moms and dad recognizes that when you have numerous youngsters sharing…
Landscape Ideas
35 Modern Home Depot Backyard

by admin March 4, 2020

by admin March 4, 2020

35 Modern Home Depot Backyard .A yard is an extension of what’s going on inside our home,…
Storage Ideas
21 Luxury Kitchen Pots and Pans Storage

by admin March 4, 2020

by admin March 4, 2020

21 Luxury Kitchen Pots and Pans Storage .If you’re creating a vintage cooking area, or a homely…
Kids Room Ideas
21 Extraordinary Swing Kids Band

by admin March 3, 2020

by admin March 3, 2020

21 Extraordinary Swing Kids Band .When you do not seem like packing up and trekking to the…
Kitchen Ideas
35 Fascinating Commercial Kitchen Faucets Wall Mounted

by admin March 2, 2020

by admin March 2, 2020

35 Fascinating Commercial Kitchen Faucets Wall Mounted .Got ta have that morning joe? Look into our space-saving…
Kitchen Ideas
35 Extraordinary Kitchen Aid Wall Oven

by admin March 2, 2020

by admin March 2, 2020

35 Extraordinary Kitchen Aid Wall Oven .Locker or bike baskets create wonderful wall surface hangers. These baskets…
Kitchen Ideas
20 Superb Farmhouse Kitchen Design Ideas

by admin March 1, 2020

by admin March 1, 2020

20 Superb Farmhouse Kitchen Design Ideas .In any kitchen remodel, cabinets set the tone (and represent a…
Bathroom Ideas
24 Extraordinary Commercial Bathroom Tile

by admin March 1, 2020

by admin March 1, 2020

24 Extraordinary Commercial Bathroom Tile .You currently understand ceramic tile is excellent for the restroom, however did…
Landscape Ideas
35 Dreamy Backyard Discovery Swing Sets

by admin February 29, 2020

by admin February 29, 2020

35 Dreamy Backyard Discovery Swing Sets .Produce a remarkable sidewalk through your back yard with a straightforward…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?