Category:

Home Decor

Firepit Ideas
22 Insanely Chic Paver Patio with Fire Pit

by admin March 10, 2020

by admin March 10, 2020

22 Insanely Chic Paver Patio with Fire Pit .Round or square, rock or cinder block, no matter…
Pool Ideas
30 Wonderful Above Ground Pool Repair

by admin March 9, 2020

by admin March 9, 2020

30 Wonderful Above Ground Pool Repair .If you are assuming concerning mounting an above ground swimming pool,…
Kitchen Ideas
20 Inspiring Cheap Backsplash Ideas for Kitchen

by admin March 9, 2020

by admin March 9, 2020

20 Inspiring Cheap Backsplash Ideas for Kitchen . Due to the fact that its smaller sized scale…
Living Room Ideas
22 Fabulous Living Room Ideas for Guys

by admin March 8, 2020

by admin March 8, 2020

22 Fabulous Living Room Ideas for Guys .There are scads of publications loaded with living area decorating…
Bedroom Ideas
24 Wonderful Girls Queen Bedroom Set

by admin March 8, 2020

by admin March 8, 2020

24 Wonderful Girls Queen Bedroom Set .Nothing makes a room pop like a dramatic statement item in…
Fireplace Ideas
21 Sensational Thin Electric Fireplace

by admin March 8, 2020

by admin March 8, 2020

21 Sensational Thin Electric Fireplace .Unlike traditional wood as well as gas fire places, electric fireplaces are…
Bedroom Ideas
30 Cute Rustic Wood Bedroom Sets

by admin March 7, 2020

by admin March 7, 2020

30 Cute Rustic Wood Bedroom Sets .Transforming your master collection? Integrating typical shapes with rustic details, this…
Bedroom Ideas
22 Captivating Led Strip Lights Bedroom

by admin March 6, 2020

by admin March 6, 2020

22 Captivating Led Strip Lights Bedroom .When it pertains to enhancing the bedroom, illumination is typically neglected…
Kids Room Ideas
35 top Kids Bathroom Curtains

by admin March 5, 2020

by admin March 5, 2020

35 top Kids Bathroom Curtains .Any moms and dad recognizes that when you have numerous youngsters sharing…
Landscape Ideas
35 Modern Home Depot Backyard

by admin March 4, 2020

by admin March 4, 2020

35 Modern Home Depot Backyard .A yard is an extension of what’s going on inside our home,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?