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Home Decor

Kids Room Ideas
35 Spectacular Kids Upholstered Rocking Chair

by admin February 1, 2020

by admin February 1, 2020

35 Spectacular Kids Upholstered Rocking Chair .Our youngsters s table and chairs are made with your youngster…
Bedroom Ideas
35 Perfect Examples Of Stylish Bedroom Wall Lamp

by admin February 1, 2020

by admin February 1, 2020

35 Perfect Examples Of Stylish Bedroom Wall Lamp .Your bedroom should be the coziest space in your…
Pool Ideas
30 Stunning Above Ground Pool Rectangular

by admin January 31, 2020

by admin January 31, 2020

30 Stunning Above Ground Pool Rectangular .Learn more about the prices of constructing an above-ground pool. Includes…
Kids Room Ideas
35 Thinks We Can Learn From This Little Kids Table and Chairs

by admin January 31, 2020

by admin January 31, 2020

35 Thinks We Can Learn From This Little Kids Table and Chairs .Our kids s table and…
Bathroom Ideas
20 Fabulous Best Paint Color for Bathroom

by admin January 30, 2020

by admin January 30, 2020

20 Fabulous Best Paint Color for Bathroom .Prior to picking shower room color pattern, it s a…
Kitchen Ideas
20 Insanely Chic Brick Outdoor Kitchen

by admin January 30, 2020

by admin January 30, 2020

20 Insanely Chic Brick Outdoor Kitchen .Home entertainment and dining location. If you like to have people…
Bedroom Ideas
30 Stunning Rustic Bedroom Table Lamps

by admin January 29, 2020

by admin January 29, 2020

30 Stunning Rustic Bedroom Table Lamps .Update your relaxing retreat s style in one fell swoop with…
Kitchen Ideas
20 Sensational Brick Veneer Kitchen Backsplash

by admin January 29, 2020

by admin January 29, 2020

20 Sensational Brick Veneer Kitchen Backsplash . Because its smaller sized scale implies you’re totally free to…
Bathroom Ideas
25 Cute Bathroom Shower Design Ideas

by admin January 29, 2020

by admin January 29, 2020

25 Cute Bathroom Shower Design Ideas .When you think about white and contemporary, this is the kind…
Kitchen Ideas
22 Perfect Ikea Kitchen Tiles

by admin January 28, 2020

by admin January 28, 2020

22 Perfect Ikea Kitchen Tiles .Easy White Floor tile A little galley-style cooking area in Monaco, France,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?