Category:

Home Decor

Firepit Ideas
22 Terrific Patio Tables with Fire Pits

by admin April 17, 2020

by admin April 17, 2020

22 Terrific Patio Tables with Fire Pits .Fire Pit Ideas To choose the right fire pit layout…
Landscape Ideas
25 Insanely Gorgeous Outdoor Landscape Design

by admin April 16, 2020

by admin April 16, 2020

25 Insanely Gorgeous Outdoor Landscape Design .Your backyard is in excellent hands. We have all the landscape…
Living Room Ideas
30 Cute Living Room without Coffee Table

by admin April 16, 2020

by admin April 16, 2020

30 Cute Living Room without Coffee Table .The living room is the area where you loosen up,…
Bedroom Ideas
30 Insanely Gorgeous Kids Full Bedroom Sets

by admin April 16, 2020

by admin April 16, 2020

30 Insanely Gorgeous Kids Full Bedroom Sets .For children that are extra practically minded exactly how about…
Bedroom Ideas
30 Cute Kids Bedroom Furnitue

by admin April 13, 2020

by admin April 13, 2020

30 Cute Kids Bedroom Furnitue .For kids that are more almost minded exactly how about one of…
Living Room Ideas
20 Unique Styling Ideas for Your Wide Living Room Chair

by admin April 9, 2020

by admin April 9, 2020

20 Unique Styling Ideas for Your Wide Living Room Chair .Isn t it time to put away…
Bedroom Ideas
30 Wonderful Carpet for Kids Bedroom

by admin April 8, 2020

by admin April 8, 2020

30 Wonderful Carpet for Kids Bedroom .For youngsters that are a lot more virtually minded just how…
Living Room Ideas
25 Stylish Minimalist Design Living Room

by admin April 7, 2020

by admin April 7, 2020

25 Stylish Minimalist Design Living Room .Simply because a living room is an area where you invest…
Kitchen Ideas
21 Thinks We Can Learn From This the Rustic Kitchen

by admin April 6, 2020

by admin April 6, 2020

21 Thinks We Can Learn From This the Rustic Kitchen .There s a specific warmth and also…
Bedroom Ideas
24 Inexpensive Girls Bedroom Set with Desk

by admin April 6, 2020

by admin April 6, 2020

24 Inexpensive Girls Bedroom Set with Desk .A girly shade of warm pink includes pop to this…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?