Category:

Home Decor

Kitchen Ideas
20 Beautiful Interior Design Ideas for Kitchen

by admin May 26, 2020

by admin May 26, 2020

20 Beautiful Interior Design Ideas for Kitchen .Create your ideal kitchen with our substantial collection of kitchen…
Organizing Ideas
30 Stylish Home Depot Garage organization

by admin May 24, 2020

by admin May 24, 2020

30 Stylish Home Depot Garage organization .Plastic storage containers are one of the wonderful garage storage space…
Backyard Ideas
35 Perfect Backyard Palm Tree

by admin May 23, 2020

by admin May 23, 2020

35 Perfect Backyard Palm Tree .Are you prepared to offer your outside space an upgrade? A backyard…
Landscape Ideas
20 Superb Landscape Designs San Diego

by admin May 19, 2020

by admin May 19, 2020

20 Superb Landscape Designs San Diego .The clients of landscape developer Fiona Environment-friendly of Eco-friendly Tree Garden…
Kitchen Ideas
20 Best Outdoor Kitchen Naples

by admin May 17, 2020

by admin May 17, 2020

20 Best Outdoor Kitchen Naples . When the weather is warm and pleasant, there is nothing more…
Living Room Ideas
20 top Wall Cabinets for Living Room

by admin May 16, 2020

by admin May 16, 2020

20 top Wall Cabinets for Living Room .This was a difficult task since the property owner wished…
Bedroom Ideas
24 Amazing Chandelier for Girl Bedroom

by admin May 15, 2020

by admin May 15, 2020

24 Amazing Chandelier for Girl Bedroom .Nothing makes a room pop like a dramatic declaration item in…
Landscape Ideas
35 Perfect Backyard Baseball Download Pc

by admin May 10, 2020

by admin May 10, 2020

35 Perfect Backyard Baseball Download Pc .A water function can cultivate relaxation and peace in your landscape.…
Organizing Ideas
30 Fantastic Garage Wall organization Systems

by admin May 10, 2020

by admin May 10, 2020

30 Fantastic Garage Wall organization Systems .Garage Shelving Devices Open up shelving systems maintain your items organized…
Landscape Ideas
25 Fabulous Outdoor Hot Tub Landscaping Ideas

by admin May 10, 2020

by admin May 10, 2020

25 Fabulous Outdoor Hot Tub Landscaping Ideas .Spend time with loved ones in the new outside area…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?