Category:

Home Decor

Living Room Ideas
23 Cute southern Living Exterior Paint Colors

by admin June 10, 2020

by admin June 10, 2020

23 Cute southern Living Exterior Paint Colors .A coat of fresh paint can breathe life into your…
Bedroom Ideas
20 Best Parisian Bedroom Decorating Ideas

by admin June 8, 2020

by admin June 8, 2020

20 Best Parisian Bedroom Decorating Ideas .In this master room developed by Charlotte Lucas, layers of abundant…
Storage Ideas
23 Finest toy Bench Storage

by admin June 6, 2020

by admin June 6, 2020

23 Finest toy Bench Storage .Entrance Storage space Benches A storage bench in the entranceway can be…
Bedroom Ideas
30 Awesome Rustic White Bedroom Furniture

by admin June 5, 2020

by admin June 5, 2020

30 Awesome Rustic White Bedroom Furniture .Transforming your master suite? Incorporating standard shapes with rustic information, this…
Living Room Ideas
23 Trendy Modern Living Room

by admin June 4, 2020

by admin June 4, 2020

23 Trendy Modern Living Room .In some corners of the embellishing world “modern-day” is thought about a…
Kitchen Ideas
30 Amazing Home Depot Kitchen organizers

by admin June 2, 2020

by admin June 2, 2020

30 Amazing Home Depot Kitchen organizers .From food preparation to entertaining to cleaning, our kitchen area collection…
Organizing Ideas
30 Excellent organize tools In Garage

by admin May 30, 2020

by admin May 30, 2020

30 Excellent organize tools In Garage .Plastic storage space containers are one of the wonderful garage storage…
Bedroom Ideas
35 Fancy Bedroom Wall Mirrors

by admin May 29, 2020

by admin May 29, 2020

35 Fancy Bedroom Wall Mirrors .Bare walls can leave the space sensation bland and boring. Wall surface…
Paint Ideas
22 Stylish Deck Over Paint Reviews

by admin May 27, 2020

by admin May 27, 2020

22 Stylish Deck Over Paint Reviews .Tarnishing a deck can be a big work so choose your…
Kids Room Ideas
23 Awesome Kids' Room Curtains Ideas

by admin May 26, 2020

by admin May 26, 2020

23 Awesome Kids&#039; Room Curtains Ideas .Children’ spaces must be full of children s furnishings. A girl…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?