Category:

Home Decor

Living Room Ideas
24 Excellent Blue Living Room Decor

by admin June 23, 2020

by admin June 23, 2020

24 Excellent Blue Living Room Decor .There is absolutely nothing like crafting a well-designed living room that…
Firepit Ideas
22 Fascinating Outdoor Sectional with Firepit

by admin June 21, 2020

by admin June 21, 2020

22 Fascinating Outdoor Sectional with Firepit .Round or square, rock or cinder block, no matter what your…
Bathroom Ideas
25 Inexpensive Bathroom Design Layout Planner

by admin June 20, 2020

by admin June 20, 2020

25 Inexpensive Bathroom Design Layout Planner .When you consider white as well as modern, this is the…
Living Room Ideas
23 Luxury Living Room Paint Designs

by admin June 20, 2020

by admin June 20, 2020

23 Luxury Living Room Paint Designs .Your living room is probably your best spot, so make sure…
Kitchen Ideas
20 Modern Kitchen with Backsplash Pictures

by admin June 16, 2020

by admin June 16, 2020

20 Modern Kitchen with Backsplash Pictures . We weren’t even preparing a kitchen reno, but we are…
Kitchen Ideas
20 Marvelous Remodeling Kitchen Cost

by admin June 15, 2020

by admin June 15, 2020

20 Marvelous Remodeling Kitchen Cost .Updating your cooking and food-prep area with a tile backsplash is an…
Bedroom Ideas
35 Modern Cool Wall Art for Bedroom

by admin June 12, 2020

by admin June 12, 2020

35 Modern Cool Wall Art for Bedroom .Wall surface d cor – consisting of wall surface art,…
Storage Ideas
23 Antique Plastic Storage Bench Seat

by admin June 11, 2020

by admin June 11, 2020

23 Antique Plastic Storage Bench Seat .Storage space OttomansKeep all your comfy points put away with an…
Living Room Ideas
20 Awesome Living Room Wall Unit

by admin June 10, 2020

by admin June 10, 2020

20 Awesome Living Room Wall Unit .This was a difficult project due to the fact that the…
Kids Room Ideas
23 Captivating Family Room Kids Playroom

by admin June 10, 2020

by admin June 10, 2020

23 Captivating Family Room Kids Playroom .Children’ spaces need to contain youngsters s furnishings. A lady s…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?