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Home Decor

Landscape Ideas
20 Extraordinary Patio Landscape Lighting

by admin June 30, 2020

by admin June 30, 2020

20 Extraordinary Patio Landscape Lighting .There are various other means to do it (such as patio planter…
Landscape Ideas
20 Antique Landscape Around Patio Ideas

by admin June 29, 2020

by admin June 29, 2020

20 Antique Landscape Around Patio Ideas .There are various other methods to do it (such as outdoor…
Organizing Ideas
30 top Ideas for organizing Garage

by admin June 28, 2020

by admin June 28, 2020

30 top Ideas for organizing Garage .Garage Shelving Devices Open up shelving systems keep your things organized…
Bathroom Ideas
25 Elegant Bathroom Vanity Design Ideas

by admin June 27, 2020

by admin June 27, 2020

25 Elegant Bathroom Vanity Design Ideas .This modern restroom features a balanced mix of forms: rectangular counter…
Bathroom Ideas
24 Finest Mounted Bathroom Cabinet

by admin June 27, 2020

by admin June 27, 2020

24 Finest Mounted Bathroom Cabinet .You can locate storage choices in several places around your shower room…
Landscape Ideas
23 Favorite Landscape Stone Edging

by admin June 25, 2020

by admin June 25, 2020

23 Favorite Landscape Stone Edging .If you live in a place with heavy rainfall and humidity a…
Outdoor Ideas
25 Fancy Outdoor Kitchen with Fireplace Designs

by admin June 24, 2020

by admin June 24, 2020

25 Fancy Outdoor Kitchen with Fireplace Designs .Would an Integrated Grill Help Me? Of all the exterior…
Kitchen Ideas
30 Magnificient Kitchen Cabinet organizers Walmart

by admin June 24, 2020

by admin June 24, 2020

30 Magnificient Kitchen Cabinet organizers Walmart .From food prep to captivating to clean-up, our kitchen collection assists…
Living Room Ideas
24 Excellent Blue Living Room Decor

by admin June 23, 2020

by admin June 23, 2020

24 Excellent Blue Living Room Decor .There is absolutely nothing like crafting a well-designed living room that…
Firepit Ideas
22 Fascinating Outdoor Sectional with Firepit

by admin June 21, 2020

by admin June 21, 2020

22 Fascinating Outdoor Sectional with Firepit .Round or square, rock or cinder block, no matter what your…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?