Category:

Home Decor

Landscape Ideas
23 Inexpensive Commercial Grade Steel Landscape Edging

by admin April 23, 2020

by admin April 23, 2020

23 Inexpensive Commercial Grade Steel Landscape Edging .You can make use of plastic edging and river rocks…
Bedroom Ideas
23 Charming Bedroom Wall Colors

by admin April 23, 2020

by admin April 23, 2020

23 Charming Bedroom Wall Colors .We’ll be the initial to confess that getting up early and leaving…
Kitchen Ideas
20 Finest Backsplash Glass Tile for Kitchen

by admin April 21, 2020

by admin April 21, 2020

20 Finest Backsplash Glass Tile for Kitchen . We weren’t even preparing a kitchen reno, but we…
Landscape Ideas
20 Fancy Patio and Landscaping

by admin April 20, 2020

by admin April 20, 2020

20 Fancy Patio and Landscaping .There are other ways to do it (such as outdoor patio planter…
Kids Room Ideas
30 Luxury Cool Outdoor toys for Kids

by admin April 19, 2020

by admin April 19, 2020

30 Luxury Cool Outdoor toys for Kids .The Handmade Residence has created a free play house strategy…
Kitchen Ideas
20 Spectacular Green Egg Outdoor Kitchen

by admin April 18, 2020

by admin April 18, 2020

20 Spectacular Green Egg Outdoor Kitchen . When the weather is warm and enjoyable, there is absolutely…
Firepit Ideas
22 Terrific Patio Tables with Fire Pits

by admin April 17, 2020

by admin April 17, 2020

22 Terrific Patio Tables with Fire Pits .Fire Pit Ideas To choose the right fire pit layout…
Landscape Ideas
25 Insanely Gorgeous Outdoor Landscape Design

by admin April 16, 2020

by admin April 16, 2020

25 Insanely Gorgeous Outdoor Landscape Design .Your backyard is in excellent hands. We have all the landscape…
Living Room Ideas
30 Cute Living Room without Coffee Table

by admin April 16, 2020

by admin April 16, 2020

30 Cute Living Room without Coffee Table .The living room is the area where you loosen up,…
Bedroom Ideas
30 Insanely Gorgeous Kids Full Bedroom Sets

by admin April 16, 2020

by admin April 16, 2020

30 Insanely Gorgeous Kids Full Bedroom Sets .For children that are extra practically minded exactly how about…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?