Category:

Home Decor

Firepit Ideas
22 Best Design Ideas for Swing Bench Fire Pit Project

by admin October 2, 2020

by admin October 2, 2020

22 Best Design Ideas for Swing Bench Fire Pit Project .There is also a tutorial on exactly…
Bedroom Ideas
24 Stylish Chair for Girls Bedroom

by admin October 1, 2020

by admin October 1, 2020

24 Stylish Chair for Girls Bedroom .A girly color of hot pink includes pop to this easy…
Kitchen Ideas
20 Dreamy Floating Floor In Kitchen

by admin September 28, 2020

by admin September 28, 2020

20 Dreamy Floating Floor In Kitchen .Structures deserve considering, also. Sub-floors need to be tidy, dry, structurally…
Living Room Ideas
22 Spectacular Small Living Room Colours Ideas

by admin September 23, 2020

by admin September 23, 2020

22 Spectacular Small Living Room Colours Ideas .There is nothing like crafting a properly designed living space…
Bedroom Ideas
30 Insanely Gorgeous Rustic Contemporary Bedroom

by admin September 22, 2020

by admin September 22, 2020

30 Insanely Gorgeous Rustic Contemporary Bedroom .Transforming your master suite? Incorporating conventional shapes with rustic details, this…
Living Room Ideas
20 Smart Retro Living Room Chair

by admin September 20, 2020

by admin September 20, 2020

20 Smart Retro Living Room Chair .Frequently with a 360-degree span, a swivel chair allows you stay…
Bathroom Ideas
30 Gorgeous Stone Bathroom Showers

by admin September 18, 2020

by admin September 18, 2020

30 Gorgeous Stone Bathroom Showers .Pressing a shower into a tiny home washroom with teensy square footage…
Pool Ideas
30 Fascinating Above Ground Pool Installation

by admin September 17, 2020

by admin September 17, 2020

30 Fascinating Above Ground Pool Installation .Standard-Series above ground pools have been the go-to for several family…
Bedroom Ideas
24 Cool Loft Master Bedroom

by admin September 16, 2020

by admin September 16, 2020

24 Cool Loft Master Bedroom .When designing your master bedroom, the only actual regulation is to be…
Paint Ideas
22 Elegant Remove Paint From Wood Deck

by admin September 16, 2020

by admin September 16, 2020

22 Elegant Remove Paint From Wood Deck .Every timber has its very own personality and also color…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?