Category:

Home Decor

Kitchen Ideas
20 Inspiring Tiled Kitchen Backsplash

by admin November 1, 2020

by admin November 1, 2020

20 Inspiring Tiled Kitchen Backsplash .It does not get much easier than this when you’re talking kitchen…
Bedroom Ideas
20 Luxury Shabby Chic Bedroom Furniture Sets

by admin October 31, 2020

by admin October 31, 2020

20 Luxury Shabby Chic Bedroom Furniture Sets .Looking for some worn-out chic room concepts for new linens?…
Bedroom Ideas
20 Lovely French Shabby Chic Bedroom Ideas

by admin October 30, 2020

by admin October 30, 2020

20 Lovely French Shabby Chic Bedroom Ideas .Shoddy trendy bedroom layouts normally feature great deals of rather…
Bathroom Ideas
20 Favorite top Rated Bathroom Exhaust Fans

by admin October 27, 2020

by admin October 27, 2020

20 Favorite top Rated Bathroom Exhaust Fans .Restroom exhaust fans, air flow fans or wall-mount exhaust fans…
Backyard Ideas
35 Fabulous Backyard Bug Patrol

by admin October 26, 2020

by admin October 26, 2020

35 Fabulous Backyard Bug Patrol .A yard isn’t necessary for this Do It Yourself backyard change suggestion!…
Garage Ideas
23 Charming 9 Ft Garage Door

by admin October 24, 2020

by admin October 24, 2020

23 Charming 9 Ft Garage Door .You’ll find many options for single garage doors, dual garage doors,…
Bathroom Ideas
22 Magnificient Master Bathroom Tub

by admin October 21, 2020

by admin October 21, 2020

22 Magnificient Master Bathroom Tub .When it concerns gorgeous shower room style, the looks and function of…
Living Room Ideas
23 Cool Living Paint Colors

by admin October 15, 2020

by admin October 15, 2020

23 Cool Living Paint Colors .Leisure, convenience, togetherness. It’s the setup for numerous memories as well as…
Firepit Ideas
22 Best Design Ideas for Swing Bench Fire Pit Project

by admin October 2, 2020

by admin October 2, 2020

22 Best Design Ideas for Swing Bench Fire Pit Project .There is also a tutorial on exactly…
Bedroom Ideas
24 Stylish Chair for Girls Bedroom

by admin October 1, 2020

by admin October 1, 2020

24 Stylish Chair for Girls Bedroom .A girly color of hot pink includes pop to this easy…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?