Category:

Home Decor

Kitchen Ideas
20 Modern Kitchen with Backsplash Pictures

by admin June 16, 2020

by admin June 16, 2020

20 Modern Kitchen with Backsplash Pictures . We weren’t even preparing a kitchen reno, but we are…
Kitchen Ideas
20 Marvelous Remodeling Kitchen Cost

by admin June 15, 2020

by admin June 15, 2020

20 Marvelous Remodeling Kitchen Cost .Updating your cooking and food-prep area with a tile backsplash is an…
Bedroom Ideas
35 Modern Cool Wall Art for Bedroom

by admin June 12, 2020

by admin June 12, 2020

35 Modern Cool Wall Art for Bedroom .Wall surface d cor – consisting of wall surface art,…
Storage Ideas
23 Antique Plastic Storage Bench Seat

by admin June 11, 2020

by admin June 11, 2020

23 Antique Plastic Storage Bench Seat .Storage space OttomansKeep all your comfy points put away with an…
Living Room Ideas
20 Awesome Living Room Wall Unit

by admin June 10, 2020

by admin June 10, 2020

20 Awesome Living Room Wall Unit .This was a difficult project due to the fact that the…
Kids Room Ideas
23 Captivating Family Room Kids Playroom

by admin June 10, 2020

by admin June 10, 2020

23 Captivating Family Room Kids Playroom .Children’ spaces need to contain youngsters s furnishings. A lady s…
Living Room Ideas
23 Cute southern Living Exterior Paint Colors

by admin June 10, 2020

by admin June 10, 2020

23 Cute southern Living Exterior Paint Colors .A coat of fresh paint can breathe life into your…
Bedroom Ideas
20 Best Parisian Bedroom Decorating Ideas

by admin June 8, 2020

by admin June 8, 2020

20 Best Parisian Bedroom Decorating Ideas .In this master room developed by Charlotte Lucas, layers of abundant…
Storage Ideas
23 Finest toy Bench Storage

by admin June 6, 2020

by admin June 6, 2020

23 Finest toy Bench Storage .Entrance Storage space Benches A storage bench in the entranceway can be…
Bedroom Ideas
30 Awesome Rustic White Bedroom Furniture

by admin June 5, 2020

by admin June 5, 2020

30 Awesome Rustic White Bedroom Furniture .Transforming your master suite? Incorporating standard shapes with rustic information, this…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?