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Home Decor

Landscape Ideas
20 Incredible Privacy Landscaping Around Patio

by admin July 9, 2020

by admin July 9, 2020

20 Incredible Privacy Landscaping Around Patio .Although there are other ways to do it (such as patio…
Bedroom Ideas
30 Catchy ashley Furniture Kids Bedroom Sets

by admin July 8, 2020

by admin July 8, 2020

30 Catchy ashley Furniture Kids Bedroom Sets .Enjoyable With Friends Play KitchenIf pink is your kid s…
Storage Ideas
23 Marvelous Metal Locker Storage Bench

by admin July 7, 2020

by admin July 7, 2020

23 Marvelous Metal Locker Storage Bench .Storage space OttomansKeep all your comfortable points tucked away with a…
Living Room Ideas
23 Unique Styling Ideas for Your southern Living Paint Colors

by admin July 5, 2020

by admin July 5, 2020

23 Unique Styling Ideas for Your southern Living Paint Colors .Leisure, convenience, togetherness. It’s the setting for…
Landscape Ideas
35 Best Design Ideas for Backyard Wall Ideas

by admin July 4, 2020

by admin July 4, 2020

35 Best Design Ideas for Backyard Wall Ideas .A water feature can foster leisure and peace in…
Bedroom Ideas
21 Inexpensive Boy Lamps for Bedroom

by admin July 3, 2020

by admin July 3, 2020

21 Inexpensive Boy Lamps for Bedroom .A bed room is the excellent location for young boys to…
Backyard Ideas
35 Of the Hottest Backyard Dog Kennel

by admin July 2, 2020

by admin July 2, 2020

35 Of the Hottest Backyard Dog Kennel .If you’re uncertain where to start with your yard redesign,…
Kitchen Ideas
20 Excellent Outdoor Kitchen Sink Cabinet

by admin July 1, 2020

by admin July 1, 2020

20 Excellent Outdoor Kitchen Sink Cabinet .If you like to have individuals over, chances are you’ll be…
Landscape Ideas
20 Extraordinary Patio Landscape Lighting

by admin June 30, 2020

by admin June 30, 2020

20 Extraordinary Patio Landscape Lighting .There are various other means to do it (such as patio planter…
Landscape Ideas
20 Antique Landscape Around Patio Ideas

by admin June 29, 2020

by admin June 29, 2020

20 Antique Landscape Around Patio Ideas .There are various other methods to do it (such as outdoor…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?