Category:

Home Decor

Kitchen Ideas
20 Antique Small Kitchen Cupboard

by admin December 16, 2020

by admin December 16, 2020

20 Antique Small Kitchen Cupboard .A vibrant splashback is an additional easy way to include colour, specifically…
Living Room Ideas
23 Spectacular Modern Bohemian Living Room

by admin December 13, 2020

by admin December 13, 2020

23 Spectacular Modern Bohemian Living Room .There’s an idea that modern-day rooms are cold and also do…
Kitchen Ideas
20 Unique Small Open Kitchen

by admin December 9, 2020

by admin December 9, 2020

20 Unique Small Open Kitchen .A strong splashback is another straightforward way to include colour, specifically good…
Kitchen Ideas
20 Amazing Kitchen Remodel Blogs

by admin December 7, 2020

by admin December 7, 2020

20 Amazing Kitchen Remodel Blogs .Your countertops will get more wear and tear than almost any surface…
Fireplace Ideas
21 Beautiful Home Depot Electric Heaters Fireplace

by admin December 4, 2020

by admin December 4, 2020

21 Beautiful Home Depot Electric Heaters Fireplace .Electric fire places straight is dedicated to enlightening, informing, and…
Paint Ideas
22 Fantastic Valspar Deck Paint

by admin December 1, 2020

by admin December 1, 2020

22 Fantastic Valspar Deck Paint .An excellent deck paint need to be lasting, very easy to maintain,…
Organizing Ideas
30 Amazing Garage organizing Pinterest

by admin November 30, 2020

by admin November 30, 2020

30 Amazing Garage organizing Pinterest .Garage Shelving Systems Open shelving systems maintain your things arranged and also…
Living Room Ideas
23 Captivating Paint Schemes for Living Room

by admin November 20, 2020

by admin November 20, 2020

23 Captivating Paint Schemes for Living Room .It’s not surprising that paint shades for living areas have…
Bathroom Ideas
35 Cute Vanity Lamps Bathroom

by admin November 19, 2020

by admin November 19, 2020

35 Cute Vanity Lamps Bathroom .For extra suggestions, our gallery of shower room lighting photos provides inspiration…
Bedroom Ideas
21 Glamour Small Black Flies In Bathroom

by admin November 18, 2020

by admin November 18, 2020

21 Glamour Small Black Flies In Bathroom . Any kind of room or barrier in a space…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?