Category:

Home Decor

Landscape Ideas
23 Unique Diy Concrete Landscape Edging

by admin January 11, 2021

by admin January 11, 2021

23 Unique Diy Concrete Landscape Edging .If you live in a location with hefty rains and moisture…
Firepit Ideas
22 Spectacular Home Depot Firepit

by admin January 6, 2021

by admin January 6, 2021

22 Spectacular Home Depot Firepit .Now right here’s an exterior fire pit suggestion we can support. For…
Storage Ideas
23 Perfect Linen Storage Bench

by admin December 30, 2020

by admin December 30, 2020

23 Perfect Linen Storage Bench .Storage space OttomansKeep all your comfy points hid with a fashionable storage…
Kitchen Ideas
35 Gorgeous Ikea Kitchen Lights Under Cabinet

by admin December 25, 2020

by admin December 25, 2020

35 Gorgeous Ikea Kitchen Lights Under Cabinet .When you walk right into your kitchen, you ought to…
Bedroom Ideas
25 Perfect Bedroom Storage Units

by admin December 25, 2020

by admin December 25, 2020

25 Perfect Bedroom Storage Units .This easy bedroom storage hack will certainly work best with heels, and…
Living Room Ideas
20 Inspirational Accent Living Room Chairs

by admin December 22, 2020

by admin December 22, 2020

20 Inspirational Accent Living Room Chairs .Isn t it time to do away with the collapsible chairs…
Landscape Ideas
22 Thinks We Can Learn From This Landscape Pictures Front House

by admin December 21, 2020

by admin December 21, 2020

22 Thinks We Can Learn From This Landscape Pictures Front House .Designing With Blossom Power Image of…
Living Room Ideas
23 Finest Living Room Painting Designs

by admin December 19, 2020

by admin December 19, 2020

23 Finest Living Room Painting Designs .It’s not surprising that paint colors for living areas have a…
Kitchen Ideas
20 Antique Small Kitchen Cupboard

by admin December 16, 2020

by admin December 16, 2020

20 Antique Small Kitchen Cupboard .A vibrant splashback is an additional easy way to include colour, specifically…
Living Room Ideas
23 Spectacular Modern Bohemian Living Room

by admin December 13, 2020

by admin December 13, 2020

23 Spectacular Modern Bohemian Living Room .There’s an idea that modern-day rooms are cold and also do…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?