Category:

Home Decor

Kids Room Ideas
21 Catchy Kids Swing Dresses

by admin July 17, 2021

by admin July 17, 2021

21 Catchy Kids Swing Dresses.When you don’t seem like packing up and hiking to the play ground,…
Bedroom Ideas
21 Fantastic Small Bathroom Inspiration

by admin July 14, 2021

by admin July 14, 2021

21 Fantastic Small Bathroom Inspiration . Choosing a shower display over a shower drape will certainly maintain…
Bathroom Ideas
25 Pretty Led Bathroom Light Bars

by admin July 12, 2021

by admin July 12, 2021

25 Pretty Led Bathroom Light Bars .Initially, ceiling installed or recessed lighting overhead for basic lighting. You…
Living Room Ideas
21 Stylish Small Farmhouse Living Room

by admin July 9, 2021

by admin July 9, 2021

21 Stylish Small Farmhouse Living Room .Farmhouse design is all about unwinded simpleness as well as comfort.…
Bathroom Ideas
22 Gorgeous Master Bathroom Plans

by admin July 8, 2021

by admin July 8, 2021

22 Gorgeous Master Bathroom Plans .When it comes to attractive restroom design, the appearances and also function…
Kitchen Ideas
25 Lovely Average Kitchen Cabinet Costs

by admin July 6, 2021

by admin July 6, 2021

25 Lovely Average Kitchen Cabinet Costs .Spruce up your kitchen storage space places with decorative shades, finishes,…
Landscape Ideas
25 Perfect Examples Of Stylish Outdoor Landscape Driveway

by admin July 5, 2021

by admin July 5, 2021

25 Perfect Examples Of Stylish Outdoor Landscape Driveway .Your backyard remains in good hands. We have all…
Living Room Ideas
20 Cool Armless Living Room Chairs

by admin July 4, 2021

by admin July 4, 2021

20 Cool Armless Living Room Chairs .Isn t it time to put away the collapsible chairs at…
Bedroom Ideas
20 Fascinating Cheap Shabby Chic Bedroom Furniture

by admin July 3, 2021

by admin July 3, 2021

20 Fascinating Cheap Shabby Chic Bedroom Furniture .Searching for some shabby stylish room concepts for new bed…
Bedroom Ideas
24 Luxurious Two Master Bedrooms Floor Plans

by admin June 28, 2021

by admin June 28, 2021

24 Luxurious Two Master Bedrooms Floor Plans .Bedrooms should be a location to loosen up, but that…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?