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Home Decor

Kitchen Ideas
20 Delightful Maximize Space In Small Kitchen

by admin June 23, 2021

by admin June 23, 2021

20 Delightful Maximize Space In Small Kitchen .A small kitchen can still have a big individuality. Enter…
Bedroom Ideas
35 Elegant Mens Bedroom Slippers

by admin June 19, 2021

by admin June 19, 2021

35 Elegant Mens Bedroom Slippers .When it concerns masculine bedrooms, the very first point that enters your…
Kids Room Ideas
30 Glamour Kids Outdoor Play

by admin June 19, 2021

by admin June 19, 2021

30 Glamour Kids Outdoor Play .The Handmade Home has actually made a totally free play house strategy…
Kitchen Ideas
20 Brilliant Ikea Outdoor Kitchen

by admin June 17, 2021

by admin June 17, 2021

20 Brilliant Ikea Outdoor Kitchen .A lot of outdoor kitchens are going to be positioned near the…
Landscape Ideas
20 Incredible Landscape Design Drawings

by admin June 13, 2021

by admin June 13, 2021

20 Incredible Landscape Design Drawings .A yard is an extension of what’s going on inside our residence,…
Kitchen Ideas
20 Inspirational Kitchen Remodel Houston

by admin June 8, 2021

by admin June 8, 2021

20 Inspirational Kitchen Remodel Houston .homeowners Woodwyn Koons and Dmitri Siegel chose to accent their cream-and-tan kitchen…
Storage Ideas
23 Inexpensive Wooden Storage Benches Indoor

by admin June 3, 2021

by admin June 3, 2021

23 Inexpensive Wooden Storage Benches Indoor .Pick a storage ottoman or storage space bench to include discreet…
Bedroom Ideas
24 Superb Traditional Master Bedroom

by admin May 29, 2021

by admin May 29, 2021

24 Superb Traditional Master Bedroom .Bedrooms ought to be a place to loosen up, but that does…
Bedroom Ideas
35 Superb Bedroom Door Dimensions

by admin May 23, 2021

by admin May 23, 2021

35 Superb Bedroom Door Dimensions .Currently it s time to kick back and also unleash the power…
Kitchen Ideas
20 Pretty Small Farmhouse Kitchen Table

by admin May 18, 2021

by admin May 18, 2021

20 Pretty Small Farmhouse Kitchen Table .A small kitchen can still have a huge personality. Enter this…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?