Category:

Home Decor

Pool Ideas
30 Inspiring Automatic Above Ground Pool Vacuum

by admin December 13, 2021

by admin December 13, 2021

30 Inspiring Automatic Above Ground Pool Vacuum .Standard-Series over ground pools have actually been the go-to for…
Bedroom Ideas
30 Of the Hottest Rustic White Bedroom Set

by admin December 8, 2021

by admin December 8, 2021

30 Of the Hottest Rustic White Bedroom Set .Each piece in this bed room furniture set has…
Backyard Ideas
35 Of the Hottest Backyard Screen Door

by admin December 7, 2021

by admin December 7, 2021

35 Of the Hottest Backyard Screen Door .If you’re not exactly sure where to start with your…
Living Room Ideas
21 Best Small Apartment Living Room

by admin November 30, 2021

by admin November 30, 2021

21 Best Small Apartment Living Room .When room is doing not have, the only alternative is to…
Storage Ideas
23 Stunning Corner Bench Seating with Storage

by admin November 28, 2021

by admin November 28, 2021

23 Stunning Corner Bench Seating with Storage .Storage OttomansKeep all your cozy points put away with a…
Bedroom Ideas
25 Fascinating Bedroom Storage Bins

by admin November 27, 2021

by admin November 27, 2021

25 Fascinating Bedroom Storage Bins .Read on, and also unleash your bedroom s true storage space capacity.…
Landscape Ideas
30 Lovely Watercolor Landscape Paintings

by admin November 21, 2021

by admin November 21, 2021

30 Lovely Watercolor Landscape Paintings .Landscape painting, also referred to as landscape art, is the representation of…
Bedroom Ideas
21 Exellent Boy Girl Bedroom Ideas

by admin November 20, 2021

by admin November 20, 2021

21 Exellent Boy Girl Bedroom Ideas .A bedroom is the ideal place for young boys to allow…
Bathroom Ideas
21 Insanely Chic Bathroom Wallpaper Patterns

by admin November 20, 2021

by admin November 20, 2021

21 Insanely Chic Bathroom Wallpaper Patterns .This strong bathroom from Paper & Stitch offers us significant getaway…
Bedroom Ideas
30 Stunning Kids Furnitures Bedroom

by admin November 17, 2021

by admin November 17, 2021

30 Stunning Kids Furnitures Bedroom .For youngsters that are much more virtually minded just how around one…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?