Category:

Home Decor

Bedroom Ideas
21 Magnificient Small Shelves for Bathroom

by admin February 13, 2022

by admin February 13, 2022

21 Magnificient Small Shelves for Bathroom . Select An Uncommon Accent Shade Brass shower devices, like the…
Landscape Ideas
23 Stylish Landscape Around Fountain

by admin February 4, 2022

by admin February 4, 2022

23 Stylish Landscape Around Fountain .Include of Touch of Water to Your Landscape with an Outdoor Patio…
Kitchen Ideas
20 Superb Kitchen Tables for Small Apartments

by admin January 30, 2022

by admin January 30, 2022

20 Superb Kitchen Tables for Small Apartments .This small kitchen concept is big on the industrial feelings…
Kids Room Ideas
21 Antique Swing Kids Korean

by admin January 23, 2022

by admin January 23, 2022

21 Antique Swing Kids Korean .When you do not feel like evacuating and hiking to the playground,…
Kids Room Ideas
20 Unique Kids toy Storage Bench

by admin January 20, 2022

by admin January 20, 2022

20 Unique Kids toy Storage Bench .As soon as your kids begin walking on their own, they…
Bathroom Ideas
22 Stunning Masterbating In Bathroom

by admin January 16, 2022

by admin January 16, 2022

22 Stunning Masterbating In Bathroom .This restroom is cozy and also inviting, thanks to the neutral tones…
Bathroom Ideas
22 Catchy Spa Like Master Bathroom

by admin January 12, 2022

by admin January 12, 2022

22 Catchy Spa Like Master Bathroom .A glossy blue master bathroom gain from high, arched ceilings, which…
Landscape Ideas
35 Magnificient Small Sloped Backyard Ideas

by admin January 8, 2022

by admin January 8, 2022

35 Magnificient Small Sloped Backyard Ideas .A water feature can promote leisure and also peace in your…
Bathroom Ideas
25 Trendy Champagne Bronze Bathroom Light Fixtures

by admin January 2, 2022

by admin January 2, 2022

25 Trendy Champagne Bronze Bathroom Light Fixtures .You ll additionally desire to light the vanity location with…
Living Room Ideas
35 Stylish Costco Rugs Living Room

by admin December 31, 2021

by admin December 31, 2021

35 Stylish Costco Rugs Living Room .And if you re seeking even more motivation for your residence,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?