Category:

Home Decor

Organizing Ideas
30 Best Of Garage Shoe organizers

by admin February 2, 2023

by admin February 2, 2023

30 Best Of Garage Shoe organizers .Arrange your automobile lubricating substances, fluids and various other products in…
Kitchen Ideas
20 Incredible Big Girls Small Kitchen

by admin January 30, 2023

by admin January 30, 2023

20 Incredible Big Girls Small Kitchen .When it involves making a small kitchen, the secret ought to…
Kitchen Ideas
23 Incredible White Kitchen Utensils

by admin January 28, 2023

by admin January 28, 2023

23 Incredible White Kitchen Utensils .You should understand that white is the most popular alternative for real…
Paint Ideas
22 Elegant Sherwin Williams Deck Paint

by admin January 25, 2023

by admin January 25, 2023

22 Elegant Sherwin Williams Deck Paint .Staining a deck can be a huge task so pick your…
Organizing Ideas
30 Of the Hottest Garage organization System

by admin January 24, 2023

by admin January 24, 2023

30 Of the Hottest Garage organization System .Garage Shelving Devices Open shelving systems keep your things arranged…
Bedroom Ideas
35 Charming Bedroom Shoes for Womens

by admin January 17, 2023

by admin January 17, 2023

35 Charming Bedroom Shoes for Womens .When it pertains to manly bed rooms, the initial thing that…
Bedroom Ideas
21 Cool Bathroom Ideas for Small Bathrooms

by admin January 9, 2023

by admin January 9, 2023

21 Cool Bathroom Ideas for Small Bathrooms .If your shower room doesn’t have a built-in vanity, choose…
Bedroom Ideas
30 Sensational Kids Cabin Bedroom

by admin January 7, 2023

by admin January 7, 2023

30 Sensational Kids Cabin Bedroom .Kids Bedroom Sets Questions Kids Room Sets by Ashley Furniture HomeStore Equipping…
Bedroom Ideas
30 Fantastic Small Kids Bedroom

by admin January 2, 2023

by admin January 2, 2023

30 Fantastic Small Kids Bedroom .Enjoyable With Buddies Play KitchenIf pink is your child s favored color,…
Living Room Ideas
24 Elegant Living Room Christmas Decorations

by admin December 27, 2022

by admin December 27, 2022

24 Elegant Living Room Christmas Decorations .Transform your living-room right into a work of art with painterly…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?