Category:

Home Decor

Storage Ideas
23 Gorgeous Navy Storage Bench

by admin March 13, 2023

by admin March 13, 2023

23 Gorgeous Navy Storage Bench .Storage space OttomansKeep all your relaxing points stashed with a fashionable storage…
Bedroom Ideas
22 Newest Bedroom Set Modern

by admin March 10, 2023

by admin March 10, 2023

22 Newest Bedroom Set Modern .The room is indicated to be a sanctuary of convenience where relief…
Living Room Ideas
24 Stunning Shabby Chic Living Room Decor

by admin March 8, 2023

by admin March 8, 2023

24 Stunning Shabby Chic Living Room Decor .Turn your living room into a masterpiece with painterly formed…
Living Room Ideas
30 Luxury 3 Piece Living Room Tables

by admin March 5, 2023

by admin March 5, 2023

30 Luxury 3 Piece Living Room Tables .And also, glass is easy-to-clean as well as is strong…
Landscape Ideas
23 Beautiful Terrace Landscape California

by admin March 4, 2023

by admin March 4, 2023

23 Beautiful Terrace Landscape California .The landscape reflects an integrated four-fold system of forests, supply of water,…
Living Room Ideas
25 Unique Living Room Curtain Rods

by admin March 3, 2023

by admin March 3, 2023

25 Unique Living Room Curtain Rods .These drapes are designed to fit the smallest home windows, such…
Bedroom Ideas
25 Sensational Bedroom Wall Storage Cabinets

by admin February 28, 2023

by admin February 28, 2023

25 Sensational Bedroom Wall Storage Cabinets .Storage beds are one of the most apparent storage space hacks…
Organizing Ideas
30 Sensational Garage Cleaning and organizing

by admin February 23, 2023

by admin February 23, 2023

30 Sensational Garage Cleaning and organizing .Garage Shelving Units Open shelving systems maintain your things organized as…
Bathroom Ideas
20 Exellent Sherwin Williams Bathroom Colors

by admin February 10, 2023

by admin February 10, 2023

20 Exellent Sherwin Williams Bathroom Colors .Before selecting restroom color pattern, it s a great idea to…
Living Room Ideas
22 Luxury Christmas Living Room Ideas

by admin February 9, 2023

by admin February 9, 2023

22 Luxury Christmas Living Room Ideas .Contemporary living area de cor resists the trivial matters of ornamentation…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?