Category:

Home Decor

Living Room Ideas
24 Best Home Decorations for Living Room

by admin June 27, 2023

by admin June 27, 2023

24 Best Home Decorations for Living Room .There is nothing like crafting a well-designed living-room that is…
Bedroom Ideas
23 Fantastic Small Three Bedroom House Plan

by admin June 15, 2023

by admin June 15, 2023

23 Fantastic Small Three Bedroom House Plan . Strategic styling is essential when it comes to enhancing…
Storage Ideas
21 Spectacular Kitchen Storage Bench Seat

by admin June 12, 2023

by admin June 12, 2023

21 Spectacular Kitchen Storage Bench Seat .If you’re creating a classic cooking area, or a comfortable farmhouse-style…
Living Room Ideas
20 Glamour Pink Living Room Chair

by admin June 12, 2023

by admin June 12, 2023

20 Glamour Pink Living Room Chair .Isn t it time to put away the collapsible chairs finally?…
Bedroom Ideas
22 Cool Boys Bedroom Lighting

by admin June 6, 2023

by admin June 6, 2023

22 Cool Boys Bedroom Lighting .Unless your bed room is incredibly tiny, it requires more than one…
Kitchen Ideas
20 Modern White Kitchen Tile Backsplash

by admin June 3, 2023

by admin June 3, 2023

20 Modern White Kitchen Tile Backsplash .When you’re talking kitchen backsplash ideas, it doesn’t get a lot…
Living Room Ideas
22 Excellent Teal Living Room Ideas

by admin May 28, 2023

by admin May 28, 2023

22 Excellent Teal Living Room Ideas .There are scads of magazines loaded with living room enhancing concepts,…
Bedroom Ideas
30 Sensational Bedroom Designs for Kids Children

by admin May 20, 2023

by admin May 20, 2023

30 Sensational Bedroom Designs for Kids Children .Enjoyable With Friends Play KitchenIf pink is your child s…
Storage Ideas
21 Stylish Ikea Kitchen Storage Containers

by admin May 18, 2023

by admin May 18, 2023

21 Stylish Ikea Kitchen Storage Containers .From food preparation to amusing to cleaning, our kitchen area collection…
Kitchen Ideas
20 Inexpensive Grey Kitchen Floor

by admin May 18, 2023

by admin May 18, 2023

20 Inexpensive Grey Kitchen Floor .Sub-floors need to be clean, completely dry, structurally sound and flat, and…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?