Category:

Home Decor

Kids Room Ideas
21 Brilliant Swing Kids Character

by admin July 10, 2022

by admin July 10, 2022

21 Brilliant Swing Kids Character .When you do not seem like packing up and also travelling to…
Bathroom Ideas
22 Fascinating Farmhouse Master Bathroom Ideas

by admin June 29, 2022

by admin June 29, 2022

22 Fascinating Farmhouse Master Bathroom Ideas .A glossy blue master bath gain from high, arched ceilings, which…
Bathroom Ideas
35 Brilliant 24×36 Bathroom Mirror

by admin June 29, 2022

by admin June 29, 2022

35 Brilliant 24×36 Bathroom Mirror .Intense whites always look a little much more crisp with an aspect…
Bathroom Ideas
25 Luxurious Best Bathroom Lighting

by admin June 28, 2022

by admin June 28, 2022

25 Luxurious Best Bathroom Lighting .Ample overhead and also task lighting are crucial. Washrooms are now a…
Kitchen Ideas
20 Dreamy Small Kitchen Color Schemes

by admin June 28, 2022

by admin June 28, 2022

20 Dreamy Small Kitchen Color Schemes .The key needs to constantly be imagination when it comes to…
Living Room Ideas
20 Unique Wall Art for Living Room

by admin June 27, 2022

by admin June 27, 2022

20 Unique Wall Art for Living Room .Area makeovers consist of lots of elements. From furniture, to…
Living Room Ideas
30 Elegant Green Colors for Living Room

by admin June 25, 2022

by admin June 25, 2022

30 Elegant Green Colors for Living Room .@[Your living room is probably your best spot, so make…
Living Room Ideas
24 Favorite Decorate Small Living Room

by admin June 24, 2022

by admin June 24, 2022

24 Favorite Decorate Small Living Room .Turn your living-room into a work of art with painterly patterned…
Kitchen Ideas
35 Fascinating Low Voltage Kitchen Cabinet Lighting

by admin June 24, 2022

by admin June 24, 2022

35 Fascinating Low Voltage Kitchen Cabinet Lighting .Whether your kitchen area is brilliantly modern or decently traditional,…
Living Room Ideas
24 Extraordinary Gray Living Room Decor Ideas

by admin June 23, 2022

by admin June 23, 2022

24 Extraordinary Gray Living Room Decor Ideas .Turn your living room right into a work of art…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?