Category:

Home Decor

Bedroom Ideas
35 Cool Standard Bedroom Closet Dimensions

by admin September 6, 2022

by admin September 6, 2022

35 Cool Standard Bedroom Closet Dimensions .Now it s time to kick back as well as release…
Kitchen Ideas
35 Inexpensive Kitchen Strip Lights Under Cabinet

by admin September 5, 2022

by admin September 5, 2022

35 Inexpensive Kitchen Strip Lights Under Cabinet .With kitchen area illumination, this frequently utilized job area can…
Kids Room Ideas
23 Luxurious Kids Playroom Storage

by admin August 30, 2022

by admin August 30, 2022

23 Luxurious Kids Playroom Storage .Kids’ rooms need to teem with children s furniture. A lady s…
Kids Room Ideas
35 Luxury Large Kids Table

by admin August 30, 2022

by admin August 30, 2022

35 Luxury Large Kids Table .Look for portable furniture sets in modern as well as fashionable layouts,…
Kitchen Ideas
35 Magnificient Coastal Kitchen Curtains

by admin August 26, 2022

by admin August 26, 2022

35 Magnificient Coastal Kitchen Curtains .Modern Cooking Area Window Treatments Exchanging out old, boring kitchen curtains for…
Bedroom Ideas
23 Incredible Small Guest Bedroom Ideas

by admin August 21, 2022

by admin August 21, 2022

23 Incredible Small Guest Bedroom Ideas . Strategic styling is crucial when it comes to embellishing a…
Bedroom Ideas
35 Fancy Minimum Bedroom Dimensions

by admin August 20, 2022

by admin August 20, 2022

35 Fancy Minimum Bedroom Dimensions .A comfortable apartment displaying varied textures in Kiev has a bedroom that…
Landscape Ideas
22 Inspiring Desert Landscape Front Yard

by admin August 19, 2022

by admin August 19, 2022

22 Inspiring Desert Landscape Front Yard .David Beaulieu But there are all kinds of even more standard…
Bedroom Ideas
25 Excellent Storage Bed Bedroom Set

by admin August 6, 2022

by admin August 6, 2022

25 Excellent Storage Bed Bedroom Set .Storage beds are just one of one of the most evident…
Kitchen Ideas
21 Superb Rustic Kitchen Mohegan Sun

by admin August 4, 2022

by admin August 4, 2022

21 Superb Rustic Kitchen Mohegan Sun .Open shelves, instead of top cupboards, give this tiny cottage kitchen…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?