Category:

Home Decor

Bedroom Ideas
35 Fancy Minimum Bedroom Dimensions

by admin August 20, 2022

by admin August 20, 2022

35 Fancy Minimum Bedroom Dimensions .A comfortable apartment displaying varied textures in Kiev has a bedroom that…
Landscape Ideas
22 Inspiring Desert Landscape Front Yard

by admin August 19, 2022

by admin August 19, 2022

22 Inspiring Desert Landscape Front Yard .David Beaulieu But there are all kinds of even more standard…
Bedroom Ideas
25 Excellent Storage Bed Bedroom Set

by admin August 6, 2022

by admin August 6, 2022

25 Excellent Storage Bed Bedroom Set .Storage beds are just one of one of the most evident…
Kitchen Ideas
21 Superb Rustic Kitchen Mohegan Sun

by admin August 4, 2022

by admin August 4, 2022

21 Superb Rustic Kitchen Mohegan Sun .Open shelves, instead of top cupboards, give this tiny cottage kitchen…
Kids Room Ideas
30 Charming Kids Outdoor Table and Chair

by admin August 2, 2022

by admin August 2, 2022

30 Charming Kids Outdoor Table and Chair .The Handmade Home has made a complimentary play house plan…
Kitchen Ideas
20 Exellent Kitchen Stone Floors

by admin July 26, 2022

by admin July 26, 2022

20 Exellent Kitchen Stone Floors .Sub-floors need to be clean, dry, structurally sound as well as flat,…
Bedroom Ideas
24 Luxury Master Bedroom Suite

by admin July 24, 2022

by admin July 24, 2022

24 Luxury Master Bedroom Suite .When developing your master bedroom, the only actual rule is to be…
Bedroom Ideas
23 Incredible Small Tv for Bedroom

by admin July 19, 2022

by admin July 19, 2022

23 Incredible Small Tv for Bedroom . Strategic designing is key when it comes to decorating a…
Living Room Ideas
30 Best Of Calming Colors for Living Room

by admin July 18, 2022

by admin July 18, 2022

30 Best Of Calming Colors for Living Room .@[Your living-room is most likely your go-to spot, so…
Kids Room Ideas
23 Cool Kids Room Ceiling Lamp

by admin July 14, 2022

by admin July 14, 2022

23 Cool Kids Room Ceiling Lamp .Youngsters Ornamental BasketsRoom storage space that s both eye- capturing &…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?