Category:

Home Decor

Kitchen Ideas
20 Of the Hottest Kitchen Remodeling Scottdale

by admin October 15, 2022

by admin October 15, 2022

20 Of the Hottest Kitchen Remodeling Scottdale .Updating your cooking and food-prep area with a tile backsplash…
Landscape Ideas
20 Inexpensive Landscape Design Degree

by admin October 10, 2022

by admin October 10, 2022

20 Inexpensive Landscape Design Degree .A backyard is an expansion of what’s going on inside our home,…
Living Room Ideas
21 Perfect Modern Farmhouse Living Room

by admin October 9, 2022

by admin October 9, 2022

21 Perfect Modern Farmhouse Living Room .A contemporary-style living-room can be changed right into a trendy farmhouse…
Kitchen Ideas
20 Wonderful Small Kitchen Colour Ideas

by admin October 4, 2022

by admin October 4, 2022

20 Wonderful Small Kitchen Colour Ideas .A vibrant splashback is an additional simple method to include colour,…
Bathroom Ideas
24 Incredible Subway Tile Bathroom Wall

by admin September 28, 2022

by admin September 28, 2022

24 Incredible Subway Tile Bathroom Wall .Initially look, you may just observe the traditional train ceramic tiles…
Living Room Ideas
24 Fantastic Unique Lamps for Living Room

by admin September 24, 2022

by admin September 24, 2022

24 Fantastic Unique Lamps for Living Room .Ceiling Lights Below at Dunelm we are proud to supply…
Bathroom Ideas
20 Terrific Bathroom Remodeling Colorado Springs Co

by admin September 22, 2022

by admin September 22, 2022

20 Terrific Bathroom Remodeling Colorado Springs Co .Before deciding on shower room color systems, it s a…
Kitchen Ideas
25 Glamour Kitchen Countertops Pictures

by admin September 21, 2022

by admin September 21, 2022

25 Glamour Kitchen Countertops Pictures .The range of materials that can be utilized for kitchen countertops is…
Kids Room Ideas
35 Unique Beach Chair for Kids

by admin September 20, 2022

by admin September 20, 2022

35 Unique Beach Chair for Kids .Assist your youngsters seem like grown-ups with somewhere comfy to sit…
Living Room Ideas
23 Perfect Rustic Modern Living Room

by admin September 18, 2022

by admin September 18, 2022

23 Perfect Rustic Modern Living Room .What’s not to like about an area with comfy furnishings, a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?