Category:

Home Decor

Kitchen Ideas
20 Lovely Small Kitchen Ideas with islands

by admin November 27, 2022

by admin November 27, 2022

20 Lovely Small Kitchen Ideas with islands .This small kitchen idea approves the industrial vibes thanks to…
Living Room Ideas
25 Trendy Jcpenney Living Room Curtains

by admin November 25, 2022

by admin November 25, 2022

25 Trendy Jcpenney Living Room Curtains .These drapes are designed to fit the smallest windows, such as…
Kitchen Ideas
22 Smart Kitchen Subway Tile

by admin November 25, 2022

by admin November 25, 2022

22 Smart Kitchen Subway Tile .This open cooking area in Melbourne, Australia, includes hand-made Spanish tiles on…
Storage Ideas
23 Charming Waterproof Outdoor Storage Bench

by admin November 22, 2022

by admin November 22, 2022

23 Charming Waterproof Outdoor Storage Bench .Storage space OttomansKeep all your cozy things concealed with a stylish…
Kitchen Ideas
20 Marvelous Small Kitchen Sink

by admin November 15, 2022

by admin November 15, 2022

20 Marvelous Small Kitchen Sink .This small kitchen idea approves the commercial vibes many thanks to making…
Kitchen Ideas
25 Fancy Refinish Kitchen Countertops

by admin November 10, 2022

by admin November 10, 2022

25 Fancy Refinish Kitchen Countertops .The array of materials that can be made use of for cooking…
Bathroom Ideas
30 Inspirational Whale Bathroom Decor

by admin November 2, 2022

by admin November 2, 2022

30 Inspirational Whale Bathroom Decor .Imagine attempting to live without a restroom. When it comes down to…
Bathroom Ideas
30 Antique Bathroom Windows In Shower

by admin November 1, 2022

by admin November 1, 2022

30 Antique Bathroom Windows In Shower .Pressing a shower right into a tiny house bathroom with teensy…
Landscape Ideas
23 Gorgeous Landscape Fountain Ideas

by admin November 1, 2022

by admin November 1, 2022

23 Gorgeous Landscape Fountain Ideas .An Aquascape Water fountain Set makes it simple to add a sprinkle…
Bathroom Ideas
35 Fantastic Bathroom Mirror Installation

by admin October 31, 2022

by admin October 31, 2022

35 Fantastic Bathroom Mirror Installation .If you seem like you can never ever have sufficient mirrors for…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?