Category:

Home Decor

Kitchen Ideas
20 Gorgeous White Kitchen Wood Floors

by admin August 13, 2023

by admin August 13, 2023

20 Gorgeous White Kitchen Wood Floors .Cooking area floor covering needs to be hardwearing, family-proof as well…
Living Room Ideas
22 Antique Rustic Living Room Design

by admin August 9, 2023

by admin August 9, 2023

22 Antique Rustic Living Room Design .Rustic style is a prominent interior style specifically fit to individuals…
Living Room Ideas
23 Insanely Gorgeous Modern Living Room with Fireplace

by admin August 7, 2023

by admin August 7, 2023

23 Insanely Gorgeous Modern Living Room with Fireplace .What many individuals don’t value concerning modern design is…
Bathroom Ideas
21 Dreamy Wall Sconce for Bathroom

by admin August 1, 2023

by admin August 1, 2023

21 Dreamy Wall Sconce for Bathroom .This bold washroom from Paper & Stitch provides us significant getaway…
Kitchen Ideas
25 Incredible Nj Kitchen Cabinet

by admin July 27, 2023

by admin July 27, 2023

25 Incredible Nj Kitchen Cabinet .Spice up your kitchen area storage space places with ornamental colors, finishes,…
Bedroom Ideas
22 Pretty Best Bedroom Ceiling Lights

by admin July 17, 2023

by admin July 17, 2023

22 Pretty Best Bedroom Ceiling Lights .Unless your bed room is very tiny, it needs greater than…
Bathroom Ideas
30 Thinks We Can Learn From This Disney Bathroom Decor

by admin July 13, 2023

by admin July 13, 2023

30 Thinks We Can Learn From This Disney Bathroom Decor .Think of trying to live without a…
Living Room Ideas
24 Extraordinary Living Room Light Ideas

by admin July 10, 2023

by admin July 10, 2023

24 Extraordinary Living Room Light Ideas .Living room lights Brighten the opportunities It s impressive the distinction…
Landscape Ideas
22 Cute Front Yard Landscape Photos

by admin July 10, 2023

by admin July 10, 2023

22 Cute Front Yard Landscape Photos .Designing With Blossom Power Image of a flower from a hibiscus…
Bathroom Ideas
24 Magnificient Vinyl Tile In Bathroom

by admin July 10, 2023

by admin July 10, 2023

24 Magnificient Vinyl Tile In Bathroom .In the beginning glimpse, you could only discover the timeless subway…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?