Category:

Home Decor

Living Room Ideas
25 Unique Living Room Curtain Rods

by admin March 3, 2023

by admin March 3, 2023

25 Unique Living Room Curtain Rods .These drapes are designed to fit the smallest home windows, such…
Bedroom Ideas
25 Sensational Bedroom Wall Storage Cabinets

by admin February 28, 2023

by admin February 28, 2023

25 Sensational Bedroom Wall Storage Cabinets .Storage beds are one of the most apparent storage space hacks…
Organizing Ideas
30 Sensational Garage Cleaning and organizing

by admin February 23, 2023

by admin February 23, 2023

30 Sensational Garage Cleaning and organizing .Garage Shelving Units Open shelving systems maintain your things organized as…
Bathroom Ideas
20 Exellent Sherwin Williams Bathroom Colors

by admin February 10, 2023

by admin February 10, 2023

20 Exellent Sherwin Williams Bathroom Colors .Before selecting restroom color pattern, it s a great idea to…
Living Room Ideas
22 Luxury Christmas Living Room Ideas

by admin February 9, 2023

by admin February 9, 2023

22 Luxury Christmas Living Room Ideas .Contemporary living area de cor resists the trivial matters of ornamentation…
Organizing Ideas
30 Best Of Garage Shoe organizers

by admin February 2, 2023

by admin February 2, 2023

30 Best Of Garage Shoe organizers .Arrange your automobile lubricating substances, fluids and various other products in…
Kitchen Ideas
20 Incredible Big Girls Small Kitchen

by admin January 30, 2023

by admin January 30, 2023

20 Incredible Big Girls Small Kitchen .When it involves making a small kitchen, the secret ought to…
Kitchen Ideas
23 Incredible White Kitchen Utensils

by admin January 28, 2023

by admin January 28, 2023

23 Incredible White Kitchen Utensils .You should understand that white is the most popular alternative for real…
Paint Ideas
22 Elegant Sherwin Williams Deck Paint

by admin January 25, 2023

by admin January 25, 2023

22 Elegant Sherwin Williams Deck Paint .Staining a deck can be a huge task so pick your…
Organizing Ideas
30 Of the Hottest Garage organization System

by admin January 24, 2023

by admin January 24, 2023

30 Of the Hottest Garage organization System .Garage Shelving Devices Open shelving systems keep your things arranged…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?