Category:

Home Decor

Bedroom Ideas
30 Luxury Kids Bedroom Desk

by admin July 17, 2018

by admin July 17, 2018

30 Luxury Kids Bedroom Desk .For kids that are much more practically minded how about among our…
Kitchen Ideas
21 Stylish Rustic Kitchen Buffets

by admin July 16, 2018

by admin July 16, 2018

21 Stylish Rustic Kitchen Buffets .You don’t have to live in the nation or the mountains to…
Kids Room Ideas
25 Beautiful Kids Indoor Playground Equipment

by admin July 16, 2018

by admin July 16, 2018

25 Beautiful Kids Indoor Playground Equipment .School holidays or not, when the children have to play, it’s…
Kids Room Ideas
25 Superb Kids Indoor Roller Coaster

by admin July 15, 2018

by admin July 15, 2018

25 Superb Kids Indoor Roller Coaster .College vacations or otherwise, when the children have to play, it’s…
Bathroom Ideas
24 Best Of Marble Bathroom Tile

by admin July 14, 2018

by admin July 14, 2018

24 Best Of Marble Bathroom Tile .Train floor tile is one of the most versatile layout options.…
Living Room Ideas
24 Delightful Contemporary Living Room Decor

by admin July 13, 2018

by admin July 13, 2018

24 Delightful Contemporary Living Room Decor .There is nothing like crafting a properly designed living space that…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?