Category:

Home Decor

Kitchen Ideas
25 Perfect Upper Corner Kitchen Cabinet Ideas

by admin July 11, 2018

by admin July 11, 2018

25 Perfect Upper Corner Kitchen Cabinet Ideas .Enliven your cooking area storage areas with attractive colors, coatings,…
Kitchen Ideas
20 Unique Styling Ideas for Your Small Mobile Kitchen island

by admin July 10, 2018

by admin July 10, 2018

20 Unique Styling Ideas for Your Small Mobile Kitchen island .A strong splashback is an additional simple…
Pool Ideas
30 Antique Above Ground Pool Ladders

by admin July 9, 2018

by admin July 9, 2018

30 Antique Above Ground Pool Ladders .Learn about the costs of developing an above-ground pool. Includes factors…
Landscape Ideas
23 Spectacular Landscape Edging Ideas

by admin July 8, 2018

by admin July 8, 2018

23 Spectacular Landscape Edging Ideas .A distinct edge is usually the distinction between a lawn that looks…
Storage Ideas
21 Charming Diy Kitchen Storage Bench

by admin July 8, 2018

by admin July 8, 2018

21 Charming Diy Kitchen Storage Bench .From food preparation to entertaining to cleanup, our kitchen area collection…
Organizing Ideas
30 top Diy Garage organizing

by admin July 8, 2018

by admin July 8, 2018

30 top Diy Garage organizing .Plastic storage bins are one of the excellent garage storage space systems…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?