Category:

Home Decor

Living Room Ideas
23 Stylish Wall Paints for Living Room

by admin August 25, 2018

by admin August 25, 2018

23 Stylish Wall Paints for Living Room .Your living room is possibly your go-to area, so make…
Bedroom Ideas
21 Insanely Chic Boy and Girls Bedroom Ideas

by admin August 25, 2018

by admin August 25, 2018

21 Insanely Chic Boy and Girls Bedroom Ideas .Use the filters below to search through our kids…
Bathroom Ideas
22 Excellent Small Master Bathroom

by admin August 24, 2018

by admin August 24, 2018

22 Excellent Small Master Bathroom .When it comes to lovely restroom style, the looks and also feature…
Backyard Ideas
35 Elegant Backyard Games for toddlers

by admin August 24, 2018

by admin August 24, 2018

35 Elegant Backyard Games for toddlers .A yard remodeling does not have to be expensive to be…
Living Room Ideas
30 Cool Living Color Garden Center

by admin August 23, 2018

by admin August 23, 2018

30 Cool Living Color Garden Center .@[Your living room is most likely your go-to area, so make…
Garage Ideas
23 Fancy Garage Door Repairs

by admin August 23, 2018

by admin August 23, 2018

23 Fancy Garage Door Repairs .In the marketplace for above garage doors? Surf our selection of Pella…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?