Category:

Home Decor

Landscape Ideas
24 Lovely Landscape Led Lighting

by admin June 5, 2018

by admin June 5, 2018

24 Lovely Landscape Led Lighting .Bring your home’s finest attributes to life by producing a significant effect…
Bedroom Ideas
35 Excellent Mens Bedroom Curtains

by admin June 5, 2018

by admin June 5, 2018

35 Excellent Mens Bedroom Curtains .Currently it s time to loosen up and also let loose the…
Living Room Ideas
24 Stunning Ikea Living Room Lighting

by admin June 4, 2018

by admin June 4, 2018

24 Stunning Ikea Living Room Lighting .Ceiling Lights Below at Dunelm we are pleased to offer a…
Bedroom Ideas
25 Magnificient Paint for Bedroom

by admin June 2, 2018

by admin June 2, 2018

25 Magnificient Paint for Bedroom .We’ll be the very first to admit that awakening early and also…
Bedroom Ideas
30 Fabulous Rustic Log Bedroom Set

by admin May 31, 2018

by admin May 31, 2018

30 Fabulous Rustic Log Bedroom Set .Each piece in this bedroom furniture set has a distressed antique…
Bedroom Ideas
23 Wonderful Small Shared Bedroom Ideas

by admin May 31, 2018

by admin May 31, 2018

23 Wonderful Small Shared Bedroom Ideas . Strategic styling is crucial when it comes to enhancing a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?