Category:

Home Decor

Living Room Ideas
20 Perfect Examples Of Stylish Wood Wall Living Room

by admin June 23, 2018

by admin June 23, 2018

20 Perfect Examples Of Stylish Wood Wall Living Room .This was a tough job due to the…
Kids Room Ideas
23 Excellent Lamp Shades for Kids Room

by admin June 21, 2018

by admin June 21, 2018

23 Excellent Lamp Shades for Kids Room .Children’ areas ought to teem with youngsters s furnishings. A…
Kitchen Ideas
35 Lovely Led Lighting Under Cabinet Kitchen

by admin June 21, 2018

by admin June 21, 2018

35 Lovely Led Lighting Under Cabinet Kitchen .With kitchen area lights, this generally made use of job…
Bathroom Ideas
20 Delightful Bathroom Color Ideas

by admin June 20, 2018

by admin June 20, 2018

20 Delightful Bathroom Color Ideas .Before determining on restroom shade plans, it s a good suggestion to…
Bedroom Ideas
25 Inspiring Storage solutions for Small Bedroom

by admin June 20, 2018

by admin June 20, 2018

25 Inspiring Storage solutions for Small Bedroom .This easy bed room storage hack will function best with…
Lighting Ideas
22 Insanely Chic Fixer Upper Kitchen Lighting

by admin June 18, 2018

by admin June 18, 2018

22 Insanely Chic Fixer Upper Kitchen Lighting .If you wish to update your food preparation space without…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?