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Home Decor

Landscape Ideas
23 Luxury Concrete Landscape Edging Cost

by admin July 6, 2018

by admin July 6, 2018

23 Luxury Concrete Landscape Edging Cost .If you have a deck sidewalk, just a straightforward drop off…
Landscape Ideas
35 Marvelous Backyard Little House

by admin July 6, 2018

by admin July 6, 2018

35 Marvelous Backyard Little House .Produce a remarkable pathway with your backyard with a basic course. Not…
Bedroom Ideas
30 Marvelous Kids Bedroom Sets

by admin July 6, 2018

by admin July 6, 2018

30 Marvelous Kids Bedroom Sets .For youngsters that are a lot more almost minded just how around…
Storage Ideas
23 Fascinating tool Storage Bench

by admin July 4, 2018

by admin July 4, 2018

23 Fascinating tool Storage Bench .Ottomans and also benches can include a lot of design and also…
Kitchen Ideas
23 Awesome White Kids Kitchen

by admin July 1, 2018

by admin July 1, 2018

23 Awesome White Kids Kitchen .This superb comparison is finished by the timber color kitchen counter. Now,…
Bedroom Ideas
21 Stylish Boys Nautical Bedroom

by admin July 1, 2018

by admin July 1, 2018

21 Stylish Boys Nautical Bedroom .Preparation your child’s room A youngster s room is so a lot…
Bedroom Ideas
23 Luxury Small Refrigerator for Bedroom

by admin June 30, 2018

by admin June 30, 2018

23 Luxury Small Refrigerator for Bedroom . Strategic styling is essential when it comes to enhancing a…
Landscape Ideas
23 Lovely Landscape Fountain Public

by admin June 30, 2018

by admin June 30, 2018

23 Lovely Landscape Fountain Public .The fountains of Muslim nations are of wonderful relevance, particularly the public…
Kids Room Ideas
21 Lovely Kids Swing Set

by admin June 30, 2018

by admin June 30, 2018

21 Lovely Kids Swing Set .When you do not feel like evacuating and also travelling to the…
Kitchen Ideas
20 Awesome Kitchen Designs for Small Kitchens

by admin June 30, 2018

by admin June 30, 2018

20 Awesome Kitchen Designs for Small Kitchens .This small kitchen suggestion approves the industrial vibes thanks to…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?