Category:

Home Decor

Landscape Ideas
24 Stylish Landscape Lighting Low Voltage

by admin January 11, 2019

by admin January 11, 2019

24 Stylish Landscape Lighting Low Voltage .Bring your home’s best functions to life by creating a remarkable…
Living Room Ideas
24 Newest Lowes Living Room Lighting

by admin January 11, 2019

by admin January 11, 2019

24 Newest Lowes Living Room Lighting .Living room lighting Light up the opportunities It s amazing the…
Kitchen Ideas
20 Spectacular Tile Murals for Kitchen Backsplash

by admin January 11, 2019

by admin January 11, 2019

20 Spectacular Tile Murals for Kitchen Backsplash . We weren’t even planning a kitchen reno, however we…
Kitchen Ideas
20 Excellent Menards Kitchen Backsplash Tile

by admin January 9, 2019

by admin January 9, 2019

20 Excellent Menards Kitchen Backsplash Tile . Due to the fact that its smaller sized scale implies…
Living Room Ideas
23 Fancy Modern Small Living Room

by admin January 7, 2019

by admin January 7, 2019

23 Fancy Modern Small Living Room .This modern living area from Raven Inside Interior Design has them…
Firepit Ideas
22 Incredible Patio Renaissance Fire Pit

by admin January 3, 2019

by admin January 3, 2019

22 Incredible Patio Renaissance Fire Pit .Currently here’s an outdoor fire pit concept we can obtain behind.…
Bedroom Ideas
23 Fantastic Small Armchair for Bedroom

by admin January 3, 2019

by admin January 3, 2019

23 Fantastic Small Armchair for Bedroom . When decorating tiny bedrooms, among the most effective ways to…
Bedroom Ideas
35 Dreamy Bedroom Tv Wall Mount

by admin December 31, 2018

by admin December 31, 2018

35 Dreamy Bedroom Tv Wall Mount .Your room ought to be the coziest room in your home,…
Landscape Ideas
24 Captivating Paradise Landscape Lighting

by admin December 29, 2018

by admin December 29, 2018

24 Captivating Paradise Landscape Lighting .Traditionally created and also sourced electricity stays one of the most used…
Bathroom Ideas
24 Delightful Lowes Bathroom Tile

by admin December 28, 2018

by admin December 28, 2018

24 Delightful Lowes Bathroom Tile .Subway floor tile is one of one of the most versatile layout…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?