Category:

Home Decor

Living Room Ideas
22 Charming Small Kitchen Living Room Ideas

by admin March 1, 2019

by admin March 1, 2019

22 Charming Small Kitchen Living Room Ideas .Contemporary living space de cor withstands the trivial matters of…
Kitchen Ideas
20 Fancy Kitchen Mosaic Backsplash

by admin March 1, 2019

by admin March 1, 2019

20 Fancy Kitchen Mosaic Backsplash . Selecting tile for your backsplash can be a pleasurable phase of…
Living Room Ideas
22 Excellent Simple Living Room Ideas

by admin February 28, 2019

by admin February 28, 2019

22 Excellent Simple Living Room Ideas .There are scads of magazines filled with living room decorating concepts,…
Organizing Ideas
30 Best Design Ideas for Garage Cabinet organization Ideas

by admin February 28, 2019

by admin February 28, 2019

30 Best Design Ideas for Garage Cabinet organization Ideas .Garage Shelving Devices Open shelving devices keep your…
Outdoor Ideas
25 Charming Outdoor Kitchen Cabinet Plans

by admin February 27, 2019

by admin February 27, 2019

25 Charming Outdoor Kitchen Cabinet Plans .While exterior cooking is nice, it is not the only choice…
Bathroom Ideas
24 Unique Brick Tile Bathroom

by admin February 27, 2019

by admin February 27, 2019

24 Unique Brick Tile Bathroom .At first glimpse, you could just discover the traditional subway tiles on…
Organizing Ideas
30 Charming Gladiator Garage organization

by admin February 27, 2019

by admin February 27, 2019

30 Charming Gladiator Garage organization .Arrange your vehicle lubes, liquids and also other items in this easy…
Bedroom Ideas
35 Cute Wall Decals for Kids Bedroom

by admin February 26, 2019

by admin February 26, 2019

35 Cute Wall Decals for Kids Bedroom .Wall surface d cor – consisting of wall surface art,…
Landscape Ideas
24 Elegant Led Landscape Spot Light

by admin February 26, 2019

by admin February 26, 2019

24 Elegant Led Landscape Spot Light .Bring your residence’s best attributes to life by developing a significant…
Landscape Ideas
24 Awesome 12 Volt Landscape Lighting

by admin February 25, 2019

by admin February 25, 2019

24 Awesome 12 Volt Landscape Lighting .Bring your residence’s best features to life by creating a significant…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?