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Home Decor

Kitchen Ideas
21 Thinks We Can Learn From This Rustic Kitchen Sets

by admin November 12, 2018

by admin November 12, 2018

21 Thinks We Can Learn From This Rustic Kitchen Sets .You do not need to reside in…
Kitchen Ideas
35 Cool Curtain Kitchen Windows

by admin November 11, 2018

by admin November 11, 2018

35 Cool Curtain Kitchen Windows .Drapes for cooking area window therapies can make a tremendous impact on…
Kitchen Ideas
25 Awesome Install Kitchen Counters

by admin November 10, 2018

by admin November 10, 2018

25 Awesome Install Kitchen Counters .Several sorts of natural rock are popular selections for a kitchen counter…
Landscape Ideas
23 Captivating Blue Hawk Landscape Edging

by admin November 6, 2018

by admin November 6, 2018

23 Captivating Blue Hawk Landscape Edging .A distinct side is often the distinction between a yard that…
Landscape Ideas
22 Magnificient Front Yard Landscape

by admin November 1, 2018

by admin November 1, 2018

22 Magnificient Front Yard Landscape .David Beaulieu If you have actually chosen to execute a formal design,…
Bedroom Ideas
30 Awesome Rustic Bedroom Designs

by admin October 31, 2018

by admin October 31, 2018

30 Awesome Rustic Bedroom Designs .Making over your master collection? Combining standard shapes with rustic details, this…
Kitchen Ideas
20 Beautiful Small Rectangular Kitchen Table Sets

by admin October 31, 2018

by admin October 31, 2018

20 Beautiful Small Rectangular Kitchen Table Sets .The key needs to always be imagination when it comes…
Garage Ideas
23 Marvelous Custom Size Garage Doors

by admin October 27, 2018

by admin October 27, 2018

23 Marvelous Custom Size Garage Doors .In the market for overhead garage doors? Surf our selection of…
Paint Ideas
22 Fancy Stripping Deck Paint

by admin October 21, 2018

by admin October 21, 2018

22 Fancy Stripping Deck Paint .Staining a deck can be a large task so select your shade…
Kids Room Ideas
30 Fascinating Fun Outdoor Games for Kids

by admin October 20, 2018

by admin October 20, 2018

30 Fascinating Fun Outdoor Games for Kids .If you are searching for a playhouse that’s modern-day yet…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?