Category:

Home Decor

Living Room Ideas
24 Incredible Living Room Light Fixtures

by admin February 9, 2019

by admin February 9, 2019

24 Incredible Living Room Light Fixtures .Ceiling Lights Here at Dunelm we are happy to supply a…
Landscape Ideas
20 Cool Landscape Design Jobs

by admin February 9, 2019

by admin February 9, 2019

20 Cool Landscape Design Jobs .The clients of landscape developer Fiona Green of Green Tree Yard Design…
Kids Room Ideas
23 Modern Kids Game Room Games

by admin February 9, 2019

by admin February 9, 2019

23 Modern Kids Game Room Games .Children Ornamental BasketsRoom storage that s both eye- catching & functional,…
Landscape Ideas
35 Perfect Backyard Ice Rink Kits

by admin February 9, 2019

by admin February 9, 2019

35 Perfect Backyard Ice Rink Kits .Develop a memorable pathway with your garden with a simple course.…
Bedroom Ideas
30 Unique Styling Ideas for Your Cheap Kids Bedroom Sets

by admin February 9, 2019

by admin February 9, 2019

30 Unique Styling Ideas for Your Cheap Kids Bedroom Sets .For kids that are much more practically…
Kitchen Ideas
20 Amazing Farmhouse Kitchen Backsplash Ideas

by admin February 4, 2019

by admin February 4, 2019

20 Amazing Farmhouse Kitchen Backsplash Ideas .How It’s DoneRun 4 x 4-inch white tiles in a diagonal…
Backyard Ideas
35 Charming Backyard Race Track

by admin February 2, 2019

by admin February 2, 2019

35 Charming Backyard Race Track .If you’re unsure where to start with your yard remodel, why not…
Living Room Ideas
22 Smart Rustic Elegant Living Room

by admin January 31, 2019

by admin January 31, 2019

22 Smart Rustic Elegant Living Room .Rustic style is a prominent interior design especially suited to individuals…
Living Room Ideas
20 Lovely Feature Wall Living Room

by admin January 31, 2019

by admin January 31, 2019

20 Lovely Feature Wall Living Room .Wall d cor – consisting of wall art, wall surface accents,…
Kitchen Ideas
20 Fantastic Painted Kitchen Backsplash

by admin January 31, 2019

by admin January 31, 2019

20 Fantastic Painted Kitchen Backsplash .How It’s DoneRun 4 x 4-inch white tiles in a diagonal layout…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?