Category:

Home Decor

Living Room Ideas
20 Fascinating Grey Accent Wall Living Room

by admin April 2, 2019

by admin April 2, 2019

20 Fascinating Grey Accent Wall Living Room .The areas were spare. Since our customer’s entertaining design is…
Bathroom Ideas
25 Perfect Modern Bathroom Tiles Design

by admin April 1, 2019

by admin April 1, 2019

25 Perfect Modern Bathroom Tiles Design .This modern washroom features a well balanced mix of shapes: rectangle-shaped…
Organizing Ideas
30 Delightful Garage organizers Cabinets

by admin April 1, 2019

by admin April 1, 2019

30 Delightful Garage organizers Cabinets .Plastic storage containers are one of the fantastic garage storage systems to…
Living Room Ideas
25 Amazing Best Curtains for Living Room

by admin April 1, 2019

by admin April 1, 2019

25 Amazing Best Curtains for Living Room .Quickly update your home windows with this formed solitary drape…
Landscape Ideas
24 Amazing Landscape Lighting San Antonio

by admin March 31, 2019

by admin March 31, 2019

24 Amazing Landscape Lighting San Antonio .Traditionally generated and also sourced electrical energy remains the most made…
Bedroom Ideas
21 Brilliant Small Bathroom Ideas Photo Gallery

by admin March 31, 2019

by admin March 31, 2019

21 Brilliant Small Bathroom Ideas Photo Gallery . One of the best means to camouflage a tiny…
Organizing Ideas
30 Incredible Garage organizing Ideas

by admin March 31, 2019

by admin March 31, 2019

30 Incredible Garage organizing Ideas .Arrange your auto lubricants, liquids and other products in this basic shelf/work…
Landscape Ideas
24 Awesome Low Voltage Landscape Light Transformers

by admin March 31, 2019

by admin March 31, 2019

24 Awesome Low Voltage Landscape Light Transformers .Bring your home’s ideal functions to life by producing a…
Bathroom Ideas
30 Best Of Paris themed Bathroom Decor

by admin March 30, 2019

by admin March 30, 2019

30 Best Of Paris themed Bathroom Decor .Think of trying to live without a bathroom. When it…
Landscape Ideas
23 Luxury Metal Landscape Edging Lowes

by admin March 30, 2019

by admin March 30, 2019

23 Luxury Metal Landscape Edging Lowes .When picking the products to bring your lawn-edging concepts to life,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?