Category:

Home Decor

Kids Room Ideas
21 Fancy Swing Kids Thomas

by admin March 10, 2019

by admin March 10, 2019

21 Fancy Swing Kids Thomas .When you do not seem like evacuating as well as travelling to…
Landscape Ideas
24 Spectacular Landscape solar Lights

by admin March 10, 2019

by admin March 10, 2019

24 Spectacular Landscape solar Lights .Traditionally produced as well as sourced electricity remains the most used resource…
Living Room Ideas
23 Spectacular Modern Cozy Living Room

by admin March 10, 2019

by admin March 10, 2019

23 Spectacular Modern Cozy Living Room .What’s not to love concerning a room with comfortable furnishings, a…
Kitchen Ideas
20 Fabulous Mirrored Kitchen Backsplashes

by admin March 10, 2019

by admin March 10, 2019

20 Fabulous Mirrored Kitchen Backsplashes . Picking tile for your backsplash can be a satisfying phase of…
Storage Ideas
21 Perfect Examples Of Stylish Kitchen Storage Shelf

by admin March 10, 2019

by admin March 10, 2019

21 Perfect Examples Of Stylish Kitchen Storage Shelf .From food preparation to amusing to cleaning, our kitchen…
Organizing Ideas
30 Amazing Garage organization Service

by admin March 10, 2019

by admin March 10, 2019

30 Amazing Garage organization Service .Plastic storage bins are one of the excellent garage storage space systems…
Bathroom Ideas
24 Fantastic Small Bathroom Storage Ideas

by admin March 9, 2019

by admin March 9, 2019

24 Fantastic Small Bathroom Storage Ideas .A great place to begin is with Style Options bath closets…
Kitchen Ideas
20 Pretty Cal Flame Outdoor Kitchen

by admin March 8, 2019

by admin March 8, 2019

20 Pretty Cal Flame Outdoor Kitchen . When the weather is warm and pleasant, there is absolutely…
Living Room Ideas
20 Finest Living Room Accent Walls

by admin March 8, 2019

by admin March 8, 2019

20 Finest Living Room Accent Walls .Wall d cor – consisting of wall art, wall surface accents,…
Kitchen Ideas
20 Of the Hottest Adding Outdoor Kitchen to Rv

by admin March 7, 2019

by admin March 7, 2019

20 Of the Hottest Adding Outdoor Kitchen to Rv .Home entertainment and dining location. If you like…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?