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Home Decor

Kitchen Ideas
20 Cute Metallic Kitchen Backsplash Ideas

by admin March 14, 2019

by admin March 14, 2019

20 Cute Metallic Kitchen Backsplash Ideas . Picking tile for your backsplash can be an enjoyable phase…
Kitchen Ideas
20 Terrific Home Depot Kitchen Tiles Backsplash

by admin March 13, 2019

by admin March 13, 2019

20 Terrific Home Depot Kitchen Tiles Backsplash . Due to the fact that its smaller sized scale…
Kitchen Ideas
20 Incredible Washable Wallpaper for Kitchen Backsplash

by admin March 13, 2019

by admin March 13, 2019

20 Incredible Washable Wallpaper for Kitchen Backsplash .How It’s DoneRun 4 x 4-inch white tiles in a…
Fireplace Ideas
21 Gorgeous 1000 Square Foot Electric Fireplace

by admin March 13, 2019

by admin March 13, 2019

21 Gorgeous 1000 Square Foot Electric Fireplace .Electric fire places straight is devoted to enlightening, notifying, and…
Living Room Ideas
30 Luxurious Living Room Color themes

by admin March 12, 2019

by admin March 12, 2019

30 Luxurious Living Room Color themes .@[Your living room is probably your go-to place, so make certain…
Kitchen Ideas
20 Thinks We Can Learn From This Kitchen Redesign Ideas

by admin March 11, 2019

by admin March 11, 2019

20 Thinks We Can Learn From This Kitchen Redesign Ideas .In any kitchen remodel, cabinets set the…
Bathroom Ideas
24 Cute Porcelain Wall Tiles Bathroom

by admin March 11, 2019

by admin March 11, 2019

24 Cute Porcelain Wall Tiles Bathroom .In the beginning glimpse, you could only observe the timeless train…
Kitchen Ideas
20 Luxury Open Shelves Kitchen Design Ideas

by admin March 11, 2019

by admin March 11, 2019

20 Luxury Open Shelves Kitchen Design Ideas .There are a lot of factors that you need to…
Bedroom Ideas
30 Cute Kids Bedroom Tent

by admin March 11, 2019

by admin March 11, 2019

30 Cute Kids Bedroom Tent .For children that are more almost minded exactly how about among our…
Kids Room Ideas
30 Glamour Outdoor Playground for Kids

by admin March 11, 2019

by admin March 11, 2019

30 Glamour Outdoor Playground for Kids .If you are looking for a play house that’s contemporary yet…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?