Category:

Home Decor

Living Room Ideas
23 Glamour Shelves for Living Room Modern

by admin May 1, 2019

by admin May 1, 2019

23 Glamour Shelves for Living Room Modern .What many people don’t appreciate about modern-day layout is how…
Firepit Ideas
22 Delightful Deck with Fire Pit

by admin May 1, 2019

by admin May 1, 2019

22 Delightful Deck with Fire Pit .Now here’s an outdoor fire pit idea we can get behind.…
Bedroom Ideas
30 Perfect Rustic Bedroom Set King

by admin May 1, 2019

by admin May 1, 2019

30 Perfect Rustic Bedroom Set King .Transforming your master collection? Incorporating standard shapes with rustic details, this…
Landscape Ideas
35 Fascinating Design Your Own Backyard

by admin April 30, 2019

by admin April 30, 2019

35 Fascinating Design Your Own Backyard .Produce a memorable walkway via your back yard with a straightforward…
Landscape Ideas
23 Insanely Gorgeous Office Terrace Landscape

by admin April 30, 2019

by admin April 30, 2019

23 Insanely Gorgeous Office Terrace Landscape .The landscape shows an integrated four-fold system of forests, water supply,…
Bedroom Ideas
25 Fancy Girls Bedroom Paint

by admin April 30, 2019

by admin April 30, 2019

25 Fancy Girls Bedroom Paint .We’ll be the very first to admit that awakening early as well…
Landscape Ideas
35 Lovely Backyard Tree Ideas

by admin April 29, 2019

by admin April 29, 2019

35 Lovely Backyard Tree Ideas .Produce a memorable walkway with your backyard with a simple course. Not…
Storage Ideas
21 Superb Kitchen Storage Carts

by admin April 29, 2019

by admin April 29, 2019

21 Superb Kitchen Storage Carts .Kitchen storage concepts are as necessary a component as cooking area devices,…
Kitchen Ideas
20 Stylish Laminate Flooring for Kitchen Backsplash

by admin April 29, 2019

by admin April 29, 2019

20 Stylish Laminate Flooring for Kitchen Backsplash . We weren’t even planning a kitchen reno, but we…
Storage Ideas
21 Delightful Kitchen Bar with Storage

by admin April 28, 2019

by admin April 28, 2019

21 Delightful Kitchen Bar with Storage .If you’re creating a classic kitchen area, or a homely farmhouse-style…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?