Category:

Home Decor

Fireplace Ideas
21 Exellent Real Flame White Electric Fireplace

by admin May 8, 2019

by admin May 8, 2019

21 Exellent Real Flame White Electric Fireplace .One of the wonderful aspects of our wall installed and…
Kitchen Ideas
20 Gorgeous Small Kitchen Design Ideas

by admin May 7, 2019

by admin May 7, 2019

20 Gorgeous Small Kitchen Design Ideas .Develop your perfect kitchen with our substantial collection of kitchen ideas.…
Bedroom Ideas
25 Incredible Girl Bedroom Painting Ideas

by admin May 6, 2019

by admin May 6, 2019

25 Incredible Girl Bedroom Painting Ideas .We’ll be the initial to admit that awakening early and also…
Landscape Ideas
25 Dreamy Outdoor Landscape Backyard

by admin May 6, 2019

by admin May 6, 2019

25 Dreamy Outdoor Landscape Backyard .Your lawn is in excellent hands. We have all the landscape design…
Living Room Ideas
23 Newest Modern Carpets for Living Room

by admin May 5, 2019

by admin May 5, 2019

23 Newest Modern Carpets for Living Room .This contemporary living area from Raven Inside Inside Style has…
Bathroom Ideas
25 Catchy Bathroom Designs Small

by admin May 5, 2019

by admin May 5, 2019

25 Catchy Bathroom Designs Small .A shower room does not need to be elegant to look excellent.…
Bathroom Ideas
35 Marvelous 96 Inch Bathroom Vanity

by admin May 5, 2019

by admin May 5, 2019

35 Marvelous 96 Inch Bathroom Vanity .We bring the very best option of shower room light at…
Bedroom Ideas
24 Perfect Examples Of Stylish Girls Blue Bedroom

by admin May 5, 2019

by admin May 5, 2019

24 Perfect Examples Of Stylish Girls Blue Bedroom .There are numerous possibilities for a girl s bed…
Bedroom Ideas
30 Cute Walmart Kids Bedroom

by admin May 5, 2019

by admin May 5, 2019

30 Cute Walmart Kids Bedroom .Fun With Friends Play KitchenIf pink is your child s preferred color,…
Organizing Ideas
30 Stunning Professional Garage organizer

by admin May 3, 2019

by admin May 3, 2019

30 Stunning Professional Garage organizer .Garage Shelving Systems Open shelving systems maintain your items arranged and accessible.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?