Category:

Home Decor

Bedroom Ideas
20 Best Design Ideas for Romantic Bedroom Decoration

by admin April 27, 2019

by admin April 27, 2019

20 Best Design Ideas for Romantic Bedroom Decoration .Bedrooms ought to be a place to unwind, yet…
Landscape Ideas
20 Extraordinary Charlotte Landscape and Patio

by admin April 27, 2019

by admin April 27, 2019

20 Extraordinary Charlotte Landscape and Patio .Patio area landscaping has a dual required. We touch upon all…
Kitchen Ideas
20 Modern Kitchen Remodeling Miami Fl

by admin April 25, 2019

by admin April 25, 2019

20 Modern Kitchen Remodeling Miami Fl .Enhance your kitchen floor plan for food prep and amusing by…
Kitchen Ideas
20 Newest Classic Kitchen Backsplash Ideas

by admin April 25, 2019

by admin April 25, 2019

20 Newest Classic Kitchen Backsplash Ideas . We weren’t even preparing a kitchen reno, however we are…
Living Room Ideas
22 Inspirational Beige Couch Living Room Ideas

by admin April 25, 2019

by admin April 25, 2019

22 Inspirational Beige Couch Living Room Ideas .Contemporary living room de cor resists the minutiae of ornamentation…
Kitchen Ideas
30 Trendy Dollar Store Kitchen organization

by admin April 25, 2019

by admin April 25, 2019

30 Trendy Dollar Store Kitchen organization .Develop any one of these kitchen area storage jobs as well…
Kids Room Ideas
25 Finest Indoor Kids Basketball Hoops

by admin April 25, 2019

by admin April 25, 2019

25 Finest Indoor Kids Basketball Hoops .Rather of keeping them homebound, allow them run trouble in an…
Landscape Ideas
24 Perfect Electric Landscape Lights

by admin April 24, 2019

by admin April 24, 2019

24 Perfect Electric Landscape Lights .Bring your house’s ideal attributes to life by producing a significant effect…
Landscape Ideas
24 Awesome Low Voltage Landscape Lighting Kits

by admin April 24, 2019

by admin April 24, 2019

24 Awesome Low Voltage Landscape Lighting Kits .Bring your home’s ideal functions to life by developing a…
Landscape Ideas
20 Fabulous Patio Landscaping Ideas

by admin April 23, 2019

by admin April 23, 2019

20 Fabulous Patio Landscaping Ideas .There are various other means to do it (such as outdoor patio…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?