Category:

Home Decor

Storage Ideas
23 Brilliant Upholstered Storage Bench

by admin June 6, 2019

by admin June 6, 2019

23 Brilliant Upholstered Storage Bench .Storage space OttomansKeep all your cozy things tucked away with a fashionable…
Kitchen Ideas
20 Insanely Gorgeous Houzz Kitchen Backsplash Ideas

by admin June 5, 2019

by admin June 5, 2019

20 Insanely Gorgeous Houzz Kitchen Backsplash Ideas .When you’re talking kitchen backsplash ideas, it does not get…
Living Room Ideas
22 Of the Hottest Rustic Leather Living Room Furniture

by admin June 5, 2019

by admin June 5, 2019

22 Of the Hottest Rustic Leather Living Room Furniture .Rustic style is a prominent interior style specifically…
Storage Ideas
21 Best Design Ideas for Tall Kitchen Storage Pantry

by admin June 4, 2019

by admin June 4, 2019

21 Best Design Ideas for Tall Kitchen Storage Pantry .If you’re making a vintage kitchen area, or…
Firepit Ideas
22 Awesome Outdoor Furniture with Fire Pit

by admin June 4, 2019

by admin June 4, 2019

22 Awesome Outdoor Furniture with Fire Pit .Currently below’s an outdoor fire pit suggestion we can obtain…
Kitchen Ideas
21 Fantastic Rustic Country Kitchen

by admin June 4, 2019

by admin June 4, 2019

21 Fantastic Rustic Country Kitchen .You do not have to live in the nation or the mountains…
Bedroom Ideas
23 Perfect Small Bedroom Ideas for Couples

by admin June 2, 2019

by admin June 2, 2019

23 Perfect Small Bedroom Ideas for Couples .If you require a bed room remodeling however don t…
Garage Ideas
23 Stunning Monster Garage Door

by admin June 2, 2019

by admin June 2, 2019

23 Stunning Monster Garage Door .In the market for above garage doors? Surf our choice of Pella…
Backyard Ideas
35 Unique Backyard Landscaping Ideas with Pools

by admin June 2, 2019

by admin June 2, 2019

35 Unique Backyard Landscaping Ideas with Pools .A backyard makeover doesn’t have to be costly to be…
Living Room Ideas
30 Brilliant Living Room Paint Colors

by admin June 2, 2019

by admin June 2, 2019

30 Brilliant Living Room Paint Colors .@[Your living-room is most likely your best area, so make sure…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?