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Home Decor

Kids Room Ideas
23 Luxury Game Room for Kids

by admin June 10, 2019

by admin June 10, 2019

23 Luxury Game Room for Kids .Kids’ rooms must teem with kids s furniture. A woman s…
Kitchen Ideas
20 Elegant Kitchen Design Ideas with island

by admin June 10, 2019

by admin June 10, 2019

20 Elegant Kitchen Design Ideas with island .In any kitchen remodel, cabinets set the tone (and represent…
Bedroom Ideas
20 Incredible Spiderman Bedroom Decor

by admin June 9, 2019

by admin June 9, 2019

20 Incredible Spiderman Bedroom Decor .Whether they get on your nightstand, vanity, or windowsill, flower setups are…
Bedroom Ideas
35 Stunning Bedroom Wall Coverings

by admin June 9, 2019

by admin June 9, 2019

35 Stunning Bedroom Wall Coverings .Space transformations include numerous elements. From furniture, to wall surface color, to…
Kitchen Ideas
20 Pretty Outdoor Kitchen Set

by admin June 9, 2019

by admin June 9, 2019

20 Pretty Outdoor Kitchen Set .Worn-out stylish cooking areas are still a classic, and this shoddy trendy…
Bedroom Ideas
20 Antique Christmas Decorations for Bedroom

by admin June 9, 2019

by admin June 9, 2019

20 Antique Christmas Decorations for Bedroom .Simply Rustic Pared-back, all-natural as well as a minimal, neutral colour…
Storage Ideas
23 Marvelous Storage Bench with Tray

by admin June 9, 2019

by admin June 9, 2019

23 Marvelous Storage Bench with Tray .Select a storage space ottoman or storage bench to include very…
Bedroom Ideas
30 Brilliant Kids Bedroom Curtains

by admin June 8, 2019

by admin June 8, 2019

30 Brilliant Kids Bedroom Curtains .@[Youngsters Room Establishes Questions Kids Room Establishes by Ashley Furnishings HomeStore Providing…
Storage Ideas
23 Finest Leather Storage Ottoman Bench

by admin June 7, 2019

by admin June 7, 2019

23 Finest Leather Storage Ottoman Bench .Storage OttomansKeep all your cozy things put away with a trendy…
Landscape Ideas
35 Unique Backyard Wresling 2

by admin June 7, 2019

by admin June 7, 2019

35 Unique Backyard Wresling 2 .A yard is an expansion of what’s taking place inside our home,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?