Category:

Home Decor

Bedroom Ideas
23 Perfect Male Bedroom Color Schemes

by admin June 13, 2019

by admin June 13, 2019

23 Perfect Male Bedroom Color Schemes .As well as given that shades and also light impact our…
Firepit Ideas
22 Exellent Deck Gas Fire Pit

by admin June 13, 2019

by admin June 13, 2019

22 Exellent Deck Gas Fire Pit .There are actually a whole lot of trendy options out there…
Bedroom Ideas
23 Captivating Small Bedroom Desks

by admin June 13, 2019

by admin June 13, 2019

23 Captivating Small Bedroom Desks .If you need a room transformation however put on t assume you…
Firepit Ideas
22 Superb Outdoor Fire Pit Table

by admin June 13, 2019

by admin June 13, 2019

22 Superb Outdoor Fire Pit Table .From portable, enclosed outdoor fire places (that are still s’mores deserving!)…
Organizing Ideas
30 Brilliant Garage organization Hacks

by admin June 12, 2019

by admin June 12, 2019

30 Brilliant Garage organization Hacks .Garage Shelving Devices Open up shelving devices maintain your items organized and…
Bedroom Ideas
25 Stunning Cool Paint Ideas for Bedroom

by admin June 11, 2019

by admin June 11, 2019

25 Stunning Cool Paint Ideas for Bedroom .It’s always a great idea to get in touch with…
Kids Room Ideas
25 Newest Indoor Monkey Bars Kids

by admin June 11, 2019

by admin June 11, 2019

25 Newest Indoor Monkey Bars Kids .Instead of keeping them homebound, let them run riot in an…
Bathroom Ideas
25 Best Of Tiny Bathroom Design

by admin June 11, 2019

by admin June 11, 2019

25 Best Of Tiny Bathroom Design .When you think about white as well as modern, this is…
Living Room Ideas
20 Gorgeous Ikea Wall Units Living Room

by admin June 10, 2019

by admin June 10, 2019

20 Gorgeous Ikea Wall Units Living Room .Wall d cor – consisting of wall surface art, wall…
Kitchen Ideas
25 Fantastic Houzz Kitchen Counters

by admin June 10, 2019

by admin June 10, 2019

25 Fantastic Houzz Kitchen Counters .The range of materials that can be made use of for kitchen…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?