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Home Decor

Bathroom Ideas
20 Glamour Bathroom Exhaust Fan Light Combo

by admin October 3, 2023

by admin October 3, 2023

20 Glamour Bathroom Exhaust Fan Light Combo .Washroom exhaust followers, ventilation fans or wall-mount exhaust followers help…
Kitchen Ideas
20 Luxury Outdoor Kitchen Plans Diy

by admin September 18, 2023

by admin September 18, 2023

20 Luxury Outdoor Kitchen Plans Diy .Most outdoor cooking areas are going to be situated near the…
Bathroom Ideas
23 Awesome Two Sink Bathroom Vanity

by admin September 15, 2023

by admin September 15, 2023

23 Awesome Two Sink Bathroom Vanity .Locate a Shower Room Sink Tap that Matches Your Design Be…
Bedroom Ideas
30 Luxurious Rustic Wood Bedroom Furniture

by admin September 7, 2023

by admin September 7, 2023

30 Luxurious Rustic Wood Bedroom Furniture .Transforming your master collection? Incorporating typical silhouettes with rustic information, this…
Kitchen Ideas
20 Delightful Small Kitchen Layout Ideas

by admin September 5, 2023

by admin September 5, 2023

20 Delightful Small Kitchen Layout Ideas .A strong splashback is another easy method to add colour, specifically…
Fireplace Ideas
21 Amazing Rustic Electric Fireplace

by admin September 3, 2023

by admin September 3, 2023

21 Amazing Rustic Electric Fireplace .One of the fantastic features of our wall surface placed as well…
Bathroom Ideas
24 Fantastic Bathroom Tile Styles

by admin August 29, 2023

by admin August 29, 2023

24 Fantastic Bathroom Tile Styles .You already recognize ceramic tile is best for the bathroom, however did…
Kitchen Ideas
20 Exellent Remodeling Ideas for Small Kitchen

by admin August 28, 2023

by admin August 28, 2023

20 Exellent Remodeling Ideas for Small Kitchen .homeowners Woodwyn Koons and Dmitri Siegel chose to accent their…
Bedroom Ideas
35 Luxury Mens Bedroom Sets

by admin August 23, 2023

by admin August 23, 2023

35 Luxury Mens Bedroom Sets .When it concerns masculine bedrooms, the first thing that enters your mind…
Fireplace Ideas
21 Cool Electric Fireplace Light Not Working

by admin August 22, 2023

by admin August 22, 2023

21 Cool Electric Fireplace Light Not Working .Electric fire places straight is dedicated to informing, informing, as…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?