Category:

Home Decor

Garage Ideas
23 Stunning Monster Garage Door

by admin June 2, 2019

by admin June 2, 2019

23 Stunning Monster Garage Door .In the market for above garage doors? Surf our choice of Pella…
Backyard Ideas
35 Unique Backyard Landscaping Ideas with Pools

by admin June 2, 2019

by admin June 2, 2019

35 Unique Backyard Landscaping Ideas with Pools .A backyard makeover doesn’t have to be costly to be…
Living Room Ideas
30 Brilliant Living Room Paint Colors

by admin June 2, 2019

by admin June 2, 2019

30 Brilliant Living Room Paint Colors .@[Your living-room is most likely your best area, so make sure…
Organizing Ideas
30 Elegant Garage Storage organizers

by admin June 1, 2019

by admin June 1, 2019

30 Elegant Garage Storage organizers .Plastic storage containers are among the excellent garage storage space systems to…
Landscape Ideas
25 Finest Artificial Outdoor Landscaping

by admin June 1, 2019

by admin June 1, 2019

25 Finest Artificial Outdoor Landscaping .Your backyard is in excellent hands. We have all the landscape design…
Bathroom Ideas
35 Unique Styling Ideas for Your Chelsea Bathroom Vanities

by admin June 1, 2019

by admin June 1, 2019

35 Unique Styling Ideas for Your Chelsea Bathroom Vanities .We carry the ideal selection of restroom light…
Organizing Ideas
30 Cool Garage organization Systems

by admin June 1, 2019

by admin June 1, 2019

30 Cool Garage organization Systems .Garage Shelving Systems Open up shelving units keep your items organized and…
Kitchen Ideas
35 Amazing Kitchen Wall Shelving Units

by admin May 31, 2019

by admin May 31, 2019

35 Amazing Kitchen Wall Shelving Units .Storage locker or bike baskets produce fantastic wall surface hangers. These…
Kitchen Ideas
23 Awesome White Kitchen Cabinet Hinges

by admin May 31, 2019

by admin May 31, 2019

23 Awesome White Kitchen Cabinet Hinges .A tiny cooking area can be disturbing for some people, since…
Living Room Ideas
21 Cute Farmhouse Chic Living Room

by admin May 31, 2019

by admin May 31, 2019

21 Cute Farmhouse Chic Living Room .Farmhouse style is all about loosened up simplicity and also convenience.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?