Category:

Home Decor

Kitchen Ideas
30 Gorgeous Kitchen Pots and Pans organizer

by admin July 6, 2019

by admin July 6, 2019

30 Gorgeous Kitchen Pots and Pans organizer .Undoubtedly you ve listened to of this advanced thing called…
Bathroom Ideas
25 Modern Small Bathroom Designs with Tub

by admin July 6, 2019

by admin July 6, 2019

25 Modern Small Bathroom Designs with Tub .A bathroom doesn’t need to be lavish to look terrific.…
Storage Ideas
23 Best Of Armed Storage Bench

by admin July 6, 2019

by admin July 6, 2019

23 Best Of Armed Storage Bench .Entranceway Storage space Benches A storage space bench in the entranceway…
Living Room Ideas
22 Lovely Living Room Tv Ideas

by admin July 6, 2019

by admin July 6, 2019

22 Lovely Living Room Tv Ideas .There are scads of magazines filled with living area enhancing concepts,…
Living Room Ideas
23 Fabulous Big Paintings for Living Room

by admin July 6, 2019

by admin July 6, 2019

23 Fabulous Big Paintings for Living Room .A layer of fresh paint can take a breath life…
Bedroom Ideas
23 Wonderful Small attic Bedroom

by admin July 6, 2019

by admin July 6, 2019

23 Wonderful Small attic Bedroom .If you require a room transformation yet wear t think you have…
Bedroom Ideas
35 Amazing Accent Walls Ideas Bedroom

by admin July 5, 2019

by admin July 5, 2019

35 Amazing Accent Walls Ideas Bedroom .Wall surface d cor – including wall surface art, wall accents,…
Living Room Ideas
22 Insanely Chic Rustic Living Room Set

by admin July 5, 2019

by admin July 5, 2019

22 Insanely Chic Rustic Living Room Set .Rustic style is a prominent indoor design especially matched to…
Landscape Ideas
24 Fascinating Modern Landscape Lighting

by admin July 5, 2019

by admin July 5, 2019

24 Fascinating Modern Landscape Lighting .Conventionally created as well as sourced electrical power remains one of the…
Pool Ideas
30 Fantastic Best Above Ground Pool Light

by admin July 5, 2019

by admin July 5, 2019

30 Fantastic Best Above Ground Pool Light .If you are considering mounting an above ground swimming pool,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?